620 minimum credit score
Down payment assistance for the Entire 3.5% FHA Down Payment
Available for any single-family home
Available to First-time and Repeat homebuyers
Competitive interest rates
Flexible underwriting guidelines
If the thought of a down payment has kept you from buying a home, we may be able to help! This means one less barrier between you and your dream of homeownership! This unique program offers 100% financing for qualified borrowers applying for an FHA loan.*
The Ruoff Mortgage HomeNow Down Payment Assistance programs currently available in Florida, Georgia, Illinois, Indiana, Kentucky, Michigan, and Ohio. Please check with your loan officer for more information regarding state availability.