Our most inclusive down payment assistance program!
This unique program offers 100% financing* for qualified FHA borrowers, plus up to 5% down payment assistance, and closing cost options! With broader eligibility criteria, Ruoff Mortgage HomeNow™ makes it possible for more borrowers to purchase a home than ever before.
Down payment assistance for the Up to a 5% FHA Down Payment (FHA 3.5% Down Payment Loan with the remaining 1.5% helping to cover closing costs)
600 minimum credit score***
Up to a 55% debt-to-income ratio
Competitive interest rates
Available for any single-family home
No max borrower income limit
No location restrictions
Available to First-time and Repeat homebuyers
The Ruoff Mortgage HomeNow™ Down Payment Assistance programs currently available in Florida, Georgia, Illinois, Indiana, Kentucky, Michigan, and Ohio. Please check with your loan officer for more information regarding state availability.
