Our mission is to guide homebuyers and homeowners at every step with experience and commitment so they can achieve their goals and move into their homes with confidence.
We provide a best-in-class residential mortgage experience for our customers and an enriching and fulfilling culture for our employees through transparency, respect, and the highest ethical standards.
We strive to serve as an example of our company's core values and culture and aspire to better ourselves and our communities.
We embrace a culture of curiosity and innovation to spark game-changing advancements.
Our unwavering commitment revolves around honoring our promises.
Transparency, answering questions, and sharing knowledge cultivate our lifelong relationships.
We make real connections with real people. We prioritize treating each individual uniquely, not as a number.
In 1984, David Ruoff decided there was a better way to meet the financial needs of our community. With 25 years of experience in the mortgage industry, the Dave Ruoff Mortgage Co. was started in Fort Wayne, Indiana. The name was later changed to Ruoff Mortgage.
Ruoff is proud to be a family-owned business. In 2007, David's son-in-law, Mark Music, joined the business as the new president. Upon David's retirement in 2012, Mark took over as president and CEO.
Ruoff Mortgage is ranked as the number one mortgage lender in Indiana and has become one of the fastest-growing companies in the country. We’ve grown from a single location in northeast Indiana to more than 550 employees, with 59 branches in Indiana, Ohio, Michigan, Kentucky, and Florida. While our corporate headquarters remains in Fort Wayne, Ruoff now reaches homebuyers nationwide with its online division.
Even with its tremendous growth, we are most proud of the business and community partnerships we've formed in our 41+ years in business. We continue to make the dream of homeownership a reality and welcome thousands of happy homebuyers into the Ruoff family.
Meet the Leadership
Branches throughout
the US.
Customer Satisfaction Score.*
Days or less average
clear-to-close.**
Years of helping
homeowners like you.
Milestones updating you throughout the process.
Minutes at the closing
table on average.
*Based on
2024
independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend.
All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender.
NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit:
http:
**
The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review,
and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender.
Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit:
http:
We are excited to announce that for the seventh year in a row we have made The Scotsman Guide’s list of Top Mortgage Lenders, a ranking of the nation’s top-producing mortgage companies. We are ranked #25 in Retail Units, #38 in Retail Volume and #47 on the Overall Lender list.
Ruoff Mortgage has been recognized by Mortgage Executive Magazine as a Top 50 Mortgage Company in America for 2024. We are proud to be ranked 33rd on this prestigious list with a loan volume of more than $2.3 billion. The full list of recipients appears in the 2025 Edition.
We understand that it isn’t just about how much business you do, but how you do business. We treat our homebuyers like family and it shows. We have a 98.4% customer satisfaction rating, based on customer satisfaction surveys conducted by an independent third-party firm.*
*Based on
2024
independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines.
Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS#141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit:
http:
Ruoff Mortgage is ranked #2786 on the annual Inc. 5000 list which is the most prestigious ranking of the nation’s fastest-growing private companies. Being in the top 5000 is a big deal, but a truly extraordinary accomplishment is being ranked on the list for ten consecutive years.