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What is your goal?


When are you
looking to buy?

How is your credit score?

Where are you
looking to buy?

$150 - 175k
18 - 21%
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Are you working with a loan officer?

Let's connect!

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Your next step is to complete a full application.

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reaching out!
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What are your refinance goals?

Where are you currently living?

$75 - 100k
$150 - 175k
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Contact Us

About Us

Our Mission

Our mission is to guide homebuyers and homeowners at every step with experience and commitment so they can achieve their goals and move into their homes with confidence.

What We Value

We provide a best-in-class residential mortgage experience for our customers and an enriching and fulfilling culture for our employees through transparency, respect, and the highest ethical standards.

Lead By Example

Lead By Example

Our leadership team serves as an example for our company’s core values and culture. Everyday, they inspire and encourage the whole Ruoff family to better ourselves and our communities.

Forward Thinking

Embrace Forward-Thinking

We’ve created custom, industry-leading software and mobile apps for our customers to apply for, follow, and close on their loans. Get up-to-the-minute updates and securely upload and sign documents.

Deliver On Promises

Deliver On Promises

Our unique mortgage loan process remains simple and stress free for our customers. We promise quick turn times with a 15 day average from application to close.

Educate and Empower

Educate to Empower

Creating confident, valued borrowers is a part of Ruoff’s culture. By explaining the process, answering questions, and freely sharing knowledge, we hope to encourage lifelong customers.

Develop Authentic Relationships

Develop Authentic Relationships

Even though we help a lot of homeowners, we prioritize making sure each and every customer is treated like an individual and not a number. We make real connections with real people.

Our Story

In 1984, David Ruoff decided there was a better way to meet the financial needs of our community. With 25 years of experience in the mortgage industry, the Dave Ruoff Mortgage Co. was started in Fort Wayne, Indiana. The name was later changed to Ruoff Mortgage.

Ruoff is proud to be a family-owned business. In 2007, David's son-in-law, Mark Music, joined the business as the new president. Upon David's retirement in 2012, Mark took over as president and CEO.

Ruoff Mortgage is ranked as the number one mortgage lender in Indiana and has become one of the fastest-growing companies in the country. We’ve grown from a single location in northeast Indiana to more than 650 employees, with 69 branches in Indiana, Ohio, Michigan, Kentucky, and Florida. While our corporate headquarters remains in Fort Wayne, Ruoff now reaches homebuyers nationwide with its online division.

Even with its tremendous growth, we are most proud of the business and community partnerships we've formed in our 39+ years in business. We continue to make the dream of homeownership a reality and welcome thousands of happy homebuyers into the Ruoff family.

Meet the Leadership

Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

top Mortgage image top 100 image
customer satisfaction image inc 5000 image

Top Mortgage Lender

We are excited to announce that for the sixth year in a row we have made The Scotsman Guide’s list of Top Mortgage Lenders, a ranking of the nation’s top-producing mortgage companies. We are ranked #43 in Top Overall Volume for 2023.

Top Ranked Mortgage Company

Ruoff Mortgage has been recognized as one of the Top 100 Mortgage Companies in America in 2020, according to Mortgage Executive Magazine. We ranked #52 in loan volume with more than $5.5 billion. It’s an honor to be recognized for this achievement. The full list appears in the Spring 2021 issue.

Our clients have spoken!

We understand that it isn’t just about how much business you do, but how you do business. We treat our homebuyers like family and it shows. We have a 98.2% customer satisfaction rating, based on independent third-party customer satisfaction surveys conducted by Customerville.

A ten-year streak!

Ruoff Mortgage is ranked #2786 on the annual Inc. 5000 list which is the most prestigious ranking of the nation’s fastest-growing private companies. Being in the top 5000 is a big deal, but a truly extraordinary accomplishment is being ranked on the list for ten consecutive years.