Your next step is to complete a full application.
From our online pre-approval application to our Digital Closing
Experience, we will guide you through your unique homebuying journey.
Ruoff offers a variety of mortgage loans to fit your homebuying scenario. Explore our loan options to discover which loan is best for you.
Need Down Payment Assistance? We serve several states that have programs that help homeowners with financing. See what your state offers.Explore Loans
“In less than half an hour, my wife and I went in and got our credit scores, and were approved to look for a nice home with price ranges we should be comfortable in, and the reassurance of the Realtors that we are looking to work with. My loan officer was pleasant, educated in her field, and extremely comfortable to talk to.”Lance B, happy client
“My loan officer was very intelligent and made sure everything ran very smoothly! He was an expert and had the mortgage process done faster than others. With the market being hot, I strongly suggest getting pre-approved with Ruoff so you can land the house of your dreams!”Brittany F, happy client
“If you ever need a mortgage, I highly recommend Ruoff. They answer your questions, are prompt, courteous, and explain everything so that you understand it completely. I was very pleased with the service we received.”Jennifer F, happy client
“I have had the pleasure of working with Ruoff. They were extremely helpful and patient, especially since we were first-time home buyers. We closed with ease and excitement! I definitely recommend Ruoff.”Allen C, happy client
“My experience working with Ruoff was fantastic! I can’t thank them enough for going above and beyond to explain the mortgage process to me as a first-time home buyer. Their knowledge, hard work and kindness made this scary process a breeze! I HIGHLY recommend Ruoff!”Erica S, happy client