Licenses

Legal Disclosures and Licenses

Ruoff Mortgage is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.

Ruoff Mortgage Company, Inc. (NMLS #141868) is an Indiana corporation located at 1670 Magnavox Way, Fort Wayne, IN 46804, that is licensed by the Indiana Department of Financial Institutions (DFI) and operates with the following state specific licenses:

• Alabama License #22445 dba Ruoff Mortgage Company, Inc. dba Ruoff Mortgage. dba Ruoff Home Mortgage. Regulator: Alabama State Banking Department 334-242-3452
• Arizona License #0944777 dba Ruoff Mortgage Company, Inc. dba Ruoff Mortgage. dba Ruoff Home Mortgage. Regulator: AZ Dept. of Financial Institutions 602-771-2800
• Arkansas License #112626 dba Ruoff Mortgage Company, Inc. dba Ruoff Mortgage. dba Ruoff Home Mortgage. Regulator: Arkansas Securities Department 501-324-9260
• California License #60DBO-74931 dba Ruoff Mortgage Company, Inc. dba Ruoff Mortgage. dba Ruoff Home Mortgage.
• Colorado License #141868 dba Ruoff Mortgage Company, Inc. dba Ruoff Mortgage. dba Ruoff Home Mortgage.
• Connecticut License #ML-141868 dba Ruoff Mortgage Company, Inc. dba Ruoff Mortgage. dba Ruoff Home Mortgage. Regulator: Connecticut Department of Banking 860-240-8299
• Delaware License #024827 dba Ruoff Mortgage Company, Inc. dba Ruoff Mortgage. dba Ruoff Home Mortgage. Regulator: State Bank Commissioner 302-739-4235
• District of Columbia License #MLB141868 dba Ruoff Mortgage Company, Inc. dba Ruoff Mortgage. dba Ruoff Home Mortgage. Regulator: Department of Insurance, Securities and Banking 202-727-8000
• Florida License #MLD1182 dba Ruoff Mortgage Company, Inc. dba Ruoff Mortgage. dba Ruoff Home Mortgage. Regulator: Florida Office of Financial Regulation 850-410-9895
• Georgia Residential Mortgage License #55205 dba Ruoff Mortgage Company, Inc. dba Ruoff Mortgage. dba Ruoff Home Mortgage 1670 Magnavox Way, Fort Wayne, IN 46804. Regulator: Georgia Department of Banking and Finance 855-411-2372
• Idaho License #MBL-9336 dba Ruoff Mortgage Company, Inc. dba Ruoff Mortgage. dba Ruoff Home Mortgage.
• Illinois Residential Mortgage License #MB.6760734 dba Ruoff Mortgage Company, Inc. dba Ruoff Mortgage. dba Ruoff Home Mortgage. Regulator: IDFPR-Division of Banking
  James R. Thompson Center (JRTC)
  100 West Randolph Street – 9th floor
  Chicago, Illinois 60601 – Telephone: 844-768-1713
• Indiana DFI Mortgage Lending License #10994 dba Ruoff Mortgage Company, Inc. dba Ruoff Mortgage. dba Ruoff Home Mortgage. Regulator: IN Department of Financial Institutions 317-232-6681
• Iowa License #2017-0105, #2017-0158, #2019-0131 dba Ruoff Mortgage Company, Inc. dba Ruoff Mortgage. dba Ruoff Home Mortgage. Regulator: Iowa Division of Banking 515-281-4862
• Kansas License #MC.0025473 dba Ruoff Mortgage Company, Inc. dba Ruoff Mortgage. dba Ruoff Home Mortgage. Regulator: Kansas Office of the State Bank Commissioner 785-296-2266
• Kentucky License #MC322210 dba Ruoff Mortgage Company, Inc. dba Ruoff Mortgage. dba Ruoff Home Mortgage. Regulator: KY Dept. of Financial Institutions
  1025 Capital Center Drive, Suite 200
  Frankfort, Kentucky 40601
• Louisiana License #141868 dba Ruoff Mortgage Company, Inc. dba Ruoff Mortgage. dba Ruoff Home Mortgage.
• Maine License #141868 dba Ruoff Mortgage Company, Inc. dba Ruoff Mortgage. dba Ruoff Home Mortgage. Regulator: Maine Department of Professional & Financial Regulation 207-624-8527
• Maryland License #141868 dba Ruoff Mortgage Company, Inc. dba Ruoff Mortgage. dba Ruoff Home Mortgage. Regulator: Maryland Department of Labor, Licensing & Regulation 410-230-6077
• Massachusetts License #ML141868 dba Ruoff Mortgage Company, Inc. dba Ruoff Mortgage. dba Ruoff Home Mortgage.
• Michigan Lender License #FL0017496 dba Ruoff Mortgage Company, Inc. dba Ruoff Mortgage. dba Ruoff Home Mortgage. Regulator: Dept. of Insurance and Financial Services 877-999-6442
• Minnesota License #MN-MO-141868, #MN-MO-141868.1, #MN-MO-141868.2 dba Ruoff Mortgage Company, Inc. dba Ruoff Mortgage. dba Ruoff Home Mortgage.
• Mississippi License #141868 dba Ruoff Mortgage Company, Inc. dba Ruoff Mortgage. dba Ruoff Home Mortgage. Regulator: Mississippi Department of Banking and Consumer Finance
• Missouri License #141868 dba Ruoff Mortgage Company, Inc. dba Ruoff Mortgage. dba Ruoff Home Mortgage.
• Montana License #141868 dba Ruoff Mortgage Company, Inc. dba Ruoff Mortgage. dba Ruoff Home Mortgage. Regulator: Montana Division of Banking & Financial Institutions 406-841-2930
• Nebraska License #141868, #141868.01, #141868.02 dba Ruoff Mortgage Company, Inc. dba Ruoff Mortgage. dba Ruoff Home Mortgage.
• New Hampshire License #22065-MB dba Ruoff Mortgage Company, Inc. dba Ruoff Mortgage. dba Ruoff Home Mortgage.
• New Jersey License #141868 dba Ruoff Mortgage Company, Inc. dba Ruoff Mortgage. dba Ruoff Home Mortgage.
• New Mexico License #141868 dba Ruoff Mortgage Company, Inc. dba Ruoff Mortgage. dba Ruoff Home Mortgage.
• North Carolina License #L-175947 dba Ruoff Mortgage Company, Inc. dba Ruoff Mortgage. dba Ruoff Home Mortgage. Regulator: North Carolina Commissioner of Banks 919-733-3016
• North Dakota License #MB103193 dba Ruoff Mortgage Company, Inc. dba Ruoff Mortgage. dba Ruoff Home Mortgage. Regulator: North Dakota Department of Financial Institutions
• Ohio License #MBMB.850220.000 dba Ruoff Mortgage Company, Inc. dba Ruoff Mortgage. dba Ruoff Home Mortgage. Regulator: Division of Financial Institutions 614-728-8400
• Oklahoma License #ML011563, #ML011564, #ML012575 dba Ruoff Mortgage Company, Inc. dba Ruoff Mortgage. dba Ruoff Home Mortgage. Regulator: Oklahoma Department of Consumer Credit
• Oregon Mortgage Lender License #ML-5640 dba Ruoff Mortgage Company, Inc. dba Ruoff Mortgage. dba Ruoff Home Mortgage. Mortgage Servicer License #141868. Regulator: Oregon Division of Financial Regulation
• Pennsylvania Mortgage Lender License #60552 dba Ruoff Mortgage Company, Inc. dba Ruoff Mortgage. dba Ruoff Home Mortgage. Mortgage Servicer License #77033.
• Rhode Island License #20173522LL dba Ruoff Mortgage Company, Inc. dba Ruoff Mortgage. dba Ruoff Home Mortgage. Regulator: State of Rhode Island Department of Business Regulation 401-462-9500
• South Carolina License #MLS - 141868, #MLS - 141868 OTN #2, #MLS - 141868 OTN #3 dba Ruoff Mortgage Company, Inc. dba Ruoff Mortgage. dba Ruoff Home Mortgage. Regulator: South Carolina Department of Consumer Affairs 803-734-4200
• South Dakota License #141868.ML dba Ruoff Mortgage Company, Inc. dba Ruoff Mortgage. dba Ruoff Home Mortgage. Regulator: South Dakota Dept. of Labor & Regulation 605-773-3101
• Tennessee License #134514 dba Ruoff Mortgage Company, Inc. dba Ruoff Mortgage. dba Ruoff Home Mortgage. Regulator: Tennessee Department of Financial Institutions 800-778-4215
• Texas License #141868 dba Ruoff Mortgage Company, Inc. dba Ruoff Mortgage. dba Ruoff Home Mortgage. Regulator: Dept of Savings and Mortgage Lending;

  CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.

• Utah License #13071662, #13071741, #13071680 dba Ruoff Mortgage Company, Inc. dba Ruoff Mortgage. dba Ruoff Home Mortgage.
• Vermont License #7123, #7124, #7427 dba Ruoff Mortgage Company, Inc. dba Ruoff Mortgage. dba Ruoff Home Mortgage.
• Virginia License #MC-6790 dba Ruoff Mortgage Company, Inc. dba Ruoff Mortgage. dba Ruoff Home Mortgage.
• Washington License #CL-141868 dba Ruoff Mortgage Company, Inc. dba Ruoff Mortgage. dba Ruoff Home Mortgage.
• West Virginia License #ML-35908 dba Ruoff Mortgage Company, Inc. dba Ruoff Mortgage. dba Ruoff Home Mortgage.
• Wisconsin License #141868BA dba Ruoff Mortgage Company, Inc. dba Ruoff Mortgage. dba Ruoff Home Mortgage. Regulator: State of Wisconsin Dept of Financial Institutions 608-261-7578
• Wyoming License #3083 dba Ruoff Mortgage Company, Inc. dba Ruoff Mortgage. dba Ruoff Home Mortgage. Regulator: Wyoming Department of Audit 307-777-6605

Ruoff Mortgage Company, Inc. is not currently licensed to lend in the following states: Alaska, Hawaii, Nevada, and New York. Applications for properties in these states will not currently be accepted.

This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and pricing are subject to change at any time and without notice. Loan inquiries and applications in states where a Loan Officer is not licensed will be referred to a Loan Officer who is licensed in the property state.

For additional NMLS information, please visit: www.nmlsconsumeraccess.org.