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What is your goal?


When are you
looking to buy?

How is your credit score?

Where are you
looking to buy?

$150 - 175k
18 - 21%
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Are you working with a loan officer?

Let's connect!

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Your next step is to complete a full application.

Thank you for
reaching out!
A Loan Officer will be in contact with you soon.

What are your refinance goals?

Where are you currently living?

$75 - 100k
$150 - 175k
Please complete all fields.
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Contact Us

When it comes
to mortgages,
we're here to help.

Buying a Home?

Make the right move with our
personalized home loan process.

Learn More


We've got the advisers and the tools to make your refinance goals a reality.

Learn More
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Opening doors.

We want everyone to discover the possibilities and potential in the homeownership experience. At Ruoff, we know the way home.
We’ll walk there with you.

What Makes Us Different

  • Family smiling in front of their new home

    "Ruoff made our purchase go so smoothly. We couldn't be happier. We got the house of our dreams."

    Collin & Cassandra, MI
  • A couple smiling in front of their new home

    "It was awesome to have such patient and understanding people help us through this process of owning our first home!"

    Faith, IN
  • A couple smiling on the porch of their new home

    "Thanks Ruoff for the opportunity to purchase our first home! Everything was so simple and surprisingly stress free."

    Stephen & Cheyenne, IN
  • A woman sitting on her front porch of new home smiling

    “I felt valued throughout the process of getting my dream home. I hope others realize how easy the process can be with the right partner.”

    Jenn, MI
  • A family gathered around a sold sign in front yard of new home

    “We were able to close our loan 8 days earlier than expected. Ruoff is one of the best mortgage companies we have ever dealt with.”

    Ronald & Jo-Anna, IN
  • Man in front of new home holding a sold sign

    “Ruoff was very good at answering questions with answers I could understand. They were also really friendly and knowledgeable.”

    Dakota, MI
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Always in the loop

We value communication, so our team has created custom apps to make the mortgage process easier and keep you updated from beginning to end.

Learn More


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We’ve gathered answers to these questions, and more, in one convenient place.

Get Answers


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Calculate your monthly payments on a loan.

Calculate Now


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Need help navigating through our loan process? Check our easy-to-follow guides.

Learn More
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How To Be Ready When It’s Time To Buy a House

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Top Mortgage Lender

We are excited to announce that for the fifth year in a row we have made The Scotsman Guide’s list of Top Mortgage Lenders, a ranking of the nation’s top-producing mortgage companies. We are ranked #50 in Top Overall Volume for 2022 with more than $5.445 billion in loan volume.

Top Ranked Mortgage Company

Ruoff Mortgage has been recognized as one of the Top 100 Mortgage Companies in America in 2020, according to Mortgage Executive Magazine. We ranked #52 in loan volume with more than $5.5 billion. It’s an honor to be recognized for this achievement. The full list appears in the Spring 2021 issue.

Our clients have spoken!

We understand that it isn’t just about how much business you do, but how you do business. We treat our homebuyers like family and it shows. We have a 98.2% customer satisfaction rating, based on independent third-party customer satisfaction surveys conducted by Customerville.

A ten-year streak!

Ruoff Mortgage is ranked #2786 on the annual Inc. 5000 list which is the most prestigious ranking of the nation’s fastest-growing private companies. Being in the top 5000 is a big deal, but a truly extraordinary accomplishment is being ranked on the list for ten consecutive years.