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Refinance Calculator

Use our calculator below to evaluate whether refinancing is a financially sound decision for you. Our refinance calculator can be a valuable tool for homeowners looking to lower their mortgage payments, reduce their interest rate, shorten their loan term or get cash out for for paying off debts, remodeling, repairing your home, or even paying for big purchases. Get started below!

Get your Refinance Guide

Ruoff Mortgage knows that researching and educating yourself is the first step towards making any big decisions. Buying, selling, or refinancing a home will be some of the biggest decisions you'll make, and we want you to feel prepared and confident when the time comes. We have guides for every stage of the process with detailed explanations of what you should expect, and worksheets to help you plan for your homeownership dreams.

Download our !

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How much house can I afford?

Mortgage Payment Breakdown

How do I know if I should refinance?

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