From the Chesapeake Bay to the Appalachian Mountains, Hokies are hard at work, on the playing field and in their communities. A force for positive change, they're driven by the motto Ut Prosim (That I May Serve). Whether you're a proud alum, longtime fan, or a recent graduate looking to put down roots, the rolling hills of Virginia are the perfect place to start something new. And when it comes to homeownership, Ruoff Mortgage is here, opening doors to the best of life.
Secure, User-Friendly Technology
Easy-to-use, intuitive apps and software mean you get updates in real-time as you move through the loan process. You will know what goes on with your loan every step of the way.
Clear to Close in 15 Days*
While other lenders can take up to a month or more to complete a loan, our average time from application to clear to close is just 15 days (and shrinking!).
Digital Closing Experience
By using secure electronic documentation, we collect most of the required paperwork and signatures ahead of time, so you're only at the closing table for about 10 minutes.
98.4% Customer Satisfaction Rating
We apply five important company principles - accountability, integrity, agility, adaptability, and passion - all of which result in an outstanding customer experience.
*The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868. 06122023
Opening Doors
Know Your Numbers
Education
Ruoff Mortgage knows that researching and educating yourself is the first step towards making any big decisions. Buying, selling, or refinancing a home will be some of the biggest decisions you'll make, and we want you to feel prepared and confident when the time comes. We have guides for every stage of the process with detailed explanations of what you should expect, and worksheets to help you plan for your homeownership dreams.
