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Picture of Zakiya Abbasova
Picture of Zakiya Abbasova

Hi, I'm Zakiya!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.26% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm Zakiya!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.26% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

As a Senior Loan Officer at Ruoff Mortgage, my dedication revolves around assisting individuals in achieving their homeownership dreams. I recognize the uniqueness of each client, guide them through diverse loan products, and tailor their home loan to meet their specific needs and goals.

My CPA designation and master’s degree in accounting from the University of Louisville are not just credentials, but a testament to my ability to provide more than just transactions. I am equipped to offer creative solutions that turn your homeownership dreams into a reality, all while keeping your short-term needs and long-term financial goals in mind.

Prior to becoming a loan officer, I accumulated valuable experience through several years at one of the top firms in the accounting industry. This background provides me with a unique perspective, enhancing my understanding of how a mortgage transaction integrates into the broader context of your financial landscape.

Let's walk this journey together and create a personalized and fulfilling experience on the path to your dream home!

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What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Review 1

    Source of Rating Icon

    Great team I appreciate them for everything they done for us!!!

    Ilmira S.

    Louisville, KY, December 20th, 2024 05:35 PM

  • Review 2

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    Zakiya is very warm hearted and clearly has your best interest in mind. She is very clear in her communication and never bothered with your questions or inquiries. Zakiya went above and beyond to close for our interest. She communicated with the HOA and with her due diligently resolved issues that would have at the end of the day hindered the loan. She is a true champion for you company and she was our hero because without her inquires and follow through again we would not have secured the purchase that we felt. was a win and was best for us. Thank you Zakiya for caring. We will be back for business. I hope your company recognizes and rewards Zakiya!

    Sean M. K.

    Louisville, KY, November 30th, 2024 10:47 AM

  • Review 3

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    I want to take a moment and thank Zakiya Abbasova for being so patient with us as she did such an amazing job guiding us through our the loan process and made our first time home buying experience so easy and smooth.

    Sadriya U.

    Dawsonville, GA, November 20th, 2024 11:07 AM

  • Review 4

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    Zakiya was very thorough and helpful throughout the loan process.

    Nishant S.

    Fisherville, KY, November 4th, 2024 01:53 PM

  • Review 5

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    I wanted to take a moment to thank Zakiya and Raile for making my first time home buying experience AMAZING and of course stress free. They were both knowledgeable, responsive soon as you need them, so guiding and most importantly making the loan process go smooth and stress free. Highly recommending them. Thank you!

    Sadriya U.

    November 14th, 2024 08:15 AM

  • Review 6

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    She was always there for us when we needed help.

    Dzhabir V.

    LOUISVILLE, KY, October 28th, 2024 11:09 AM

  • Review 7

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    Thank you for everythink

    GUNNUR A.

    Cumming, GA, October 27th, 2024 11:58 AM

  • Review 8

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    Great over all with communication and easy paperwork

    Zhumali A.

    Louisville, KY, October 21st, 2024 11:05 AM

  • Review 9

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    I had a great experience with Zakiya Abbasova at Ruoff Mortgage. She was knowledgeable, responsive, and guided me through the loan process seamlessly. Highly recommended

    Kamal A.

    October 21st, 2024 11:47 PM

  • Review 10

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    Everything was smooth and quick

    Murat U.

    Louisville, KY, October 4th, 2024 09:16 PM

  • Review 11

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    She is super friendly and the process super easy for my wife and I. We are so glad to have Zakiya as our loan officer. We would highly recommend her.

    Binali K.

    Tipp City, OH, September 14th, 2024 05:41 PM

  • Review 12

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    We were so happy with our loan officer Zakiya. She is full of positive energy and great knowledge. We would highly refer her to all our friends and family because she made the process so easy for us.

    Nazila T.

    Tipp City, OH, September 14th, 2024 05:35 PM

  • Review 13

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    ZAKIYA she’s quick and easy quick respond good r*** explaining clear and she’s the best lender. I am so happy with her. She helped me. She explained me and she guide me step-by-step. We are close our first house 🏠 thank you and thank you ZAKIYA

    MANSURZHON I.

    CINCINNATI, OH, September 10th, 2024 09:53 AM

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Why should you choose Ruoff?

65

Branches throughout
the US.

98.4%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

40

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

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Call me at 502.608.2212 or message me below!

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