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Picture of Toby Lagle
Picture of Toby Lagle

Hi, I'm Toby!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

98.48% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm Toby!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

98.48% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

I am a seasoned veteran in the mortgage lending industry. Closing loans on time is as important to me as it is for all the parties involved in a purchase transaction. Ruoff Mortgage provides me with a vast variety of mortgage loan programs that I am able to share with my clients. We strive in new home construction as well as existing home purchases.

The benefit to our customers when they choose Ruoff Mortgage as their preferred lender is that we are well connected with our clients, realtors, processors and underwriters throughout the lending process. We are able to eliminate the big bank overlays and delays. Our processing, underwriting and closing departments are all located within the same building here in Indianapolis. Having the ability to speak to an underwriter and/or a loan processor in a face-to-face environment speaks volumes in comparison to many of our competitors. Closing your loan on time and maintaining consistent communication is my objective.

In this business you are only as good as your last loan, so make sure your last loan is a good one if you want additional referral business from your clients.

We Close Loans On Time!

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What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Review 1

    Source of Rating Icon

    Toby was always available and happy to answer any questions we had! He was extremely helpful and we could not have done this without him!

    Jackson V G.

    Indianapolis, IN, October 13th, 2023 01:04 PM

  • Review 2

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    Toby was very helpful, informative and helped me threw out the process.

    Richard A C.

    Shelbyville, IN, March 15th, 2024 06:49 AM

  • Review 3

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    Toby was amazing and very informative. He answered all my questions and made sure I was completely ready by the closing date. He took care of my needs at any time of day or night and ensured the process went smoothly. He reassured me and got to know me during every step. I will recommend him to anyone that needs help!! Very satisfied.

    Kaitlyn M M.

    Muncie, IN, April 28th, 2024 10:24 PM

  • Review 4

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    Its was just on overall easy experience! Especially for a first time home buyer!

    Noah M V.

    Anderson, IN, November 14th, 2024 02:04 PM

  • Review 5

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    Toby is extremely available and knowledgeable! He is alway open to helping before, during, and after closing.

    Jackson V G.

    INDIANAPOLIS, IN, October 29th, 2024 12:55 PM

  • Review 6

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    Buying a home can be a bit intimidating. Toby and the Cannon Team made this experience seem easy peasy! Could not have asked for a better process! Way to Go!

    Daniel K S.

    McCordsville, IN, September 3rd, 2024 02:50 PM

  • Review 7

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    Friendly, knowledgeable people

    Sherrye R M.

    Madison, IN, July 30th, 2024 07:41 AM

  • Review 8

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    Made the process easy and smooth from start to finish.

    Scott L A.

    Danville, IN, July 2nd, 2024 11:06 AM

  • Review 9

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    Good communication and smooth process.

    Lisa M A.

    Danville, IN, July 4th, 2024 11:11 AM

  • Review 10

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    The process was made very easy and transparent especially with being a first time home buyer. The communication was excellent, we were kept update about everything.

    Lisbeth B.

    Indianapolis, IN, May 21st, 2024 11:36 AM

  • Review 11

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    Everything

    Richard W E.

    Indianapolis, IN, May 21st, 2024 11:53 AM

  • Review 12

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    Toby Lagle was extremely helpful every step of the way regarding our loan process. He went above and beyond communicating with us even at odd hours given my work schedule. We would absolutely recommend Toby Lagle and are so appreciative of his attentiveness and knowledge. Tom B.

    Thomas B B.

    Fishers, IN, May 25th, 2024 05:31 PM

  • Review 13

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    We were told what we needed to do, did that and it was smooth sailing from the start to the finish line.

    Chelsea R. C.

    Indianapolis, IN, June 3rd, 2023 02:45 PM

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Why should you choose Ruoff?

65

Branches throughout
the US.

98.4%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

40

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

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Call me at 317.281.9671 or message me below!

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