I will work hard to help you achieve your homeownership goals.
100.00%Customer Satisfaction Rating
Hi, I'm
Stephanie!
VP | Branch Manager
I will work hard to help you achieve your homeownership goals.
100.00%Customer Satisfaction Rating
Let me help
you
get pre-approved today!
My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
From finding your perfect home to moving in, we've got you covered.
Refinance
Need a lower monthly payment, or want to get cash out? Learn more about
your options.
Sell My Home
Get your house on the market, and look for your next home!
Hear from people like you*
Review 1
5.0
excellentt
Collin C.
Philpot, KY, November 4th, 2024 12:41 PM
Review 2
5.0
Stephaine was great to work with! With being first time home buyers we did not know what to expect but Stephanie was always available to answer our questions and help us through the whole process! I would highly recommend Stephanie to anyone!
paige.payne075
Philpot, KY, October 29th, 2024 11:11 AM
Review 3
5.0
Stephanie is very knowledgeable and great to work with. She was very responsive with questions and made this process so much easier than expected. The Loan Butler was a great tool to keep track of the loan process.
Sara E B.
Owensboro, KY, September 19th, 2024 11:08 AM
Review 4
5.0
It was a breeze! I just filled out what Stephanie gave me and she always let me know quickly when something was needed.
Hudson Wesley M.
Utica, KY, September 16th, 2024 09:29 PM
Review 5
5.0
Stephanie is knowledgeable and quickly responded to my questions. Stephanie’s experience was evident throughout. The speed of the approval process from application to clear to close was impressive. I’ve already begun recommending Ruoff to friends based upon my experience.
*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend.
All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender.
NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit:
http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.
**
The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review,
and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender.
Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit:
http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.
Calculate what's best for
you
Use our calculator below to find an estimated monthly mortgage payment that
works for you. Please remember the dollar amounts displayed are not
guaranteed, and what you actually pay may be different. These estimates are
for educational purposes only.