Picture of

What is your goal?


When are you
looking to buy?

How is your credit score?

Where are you
looking to buy?

$150 - 175k
18 - 21%
Please complete all fields.

Are you working with a loan officer?

Let's connect!

Please complete all fields.

Your next step is to complete a full application.

Thank you for
reaching out!
A Loan Officer will be in contact with you soon.

What are your refinance goals?

Where are you currently living?

$75 - 100k
$150 - 175k
Please complete all fields.
High Contrast:
Get Started
Picture of Shannon Ryan
Picture of Shannon Ryan

Hi, I'm Shannon!

VP | Branch Manager

I will work hard to help you achieve your homeownership goals.

97.23% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm Shannon!

VP | Branch Manager

I will work hard to help you achieve your homeownership goals.

97.23% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
Get Started

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you*

  • Shannon and her team went above & beyond for us from the beginning. She was available anytime, day or night, and even reached out to the listing agent of the house we bought, to let him know we were good buyers. The team was extremely communicative and, thanks to them, we were able to go from contract to close in 19 days! That's incredible, especially with the way the market is these days. We have worked with many lenders over the years and Shannon & her Ruoff team have been the best, by far!

    Ashley M, happy client
  • Shannon explains things in clear, concise terms and makes sure that you know what your options are. I am a realtor and have sent buyers to her in the past, so it was nice to be the client this time and benefit from her exceptional service.

    Ivan N, happy agent
  • Shannon was able to get us to closing AFTER a contract was signed with another lender's guaranteed closing date. I was very nervous that we wouldn't make but her and her team pulled it off. VERY impressed.

    Christine S, happy client
  • Shannon was very professional and was a joy to work with. Our closing went flawlessly. Going to recommend her to friends and family in the area.

    Mark W G, happy client
  • Everything went better than expected! We're extremely pleased with the outcome.

    Kenneth W C, happy client
  • We were turned away from another lender but Shannon and her team found a way to get us approved. She is diligent and VERY good at what she does. Thanks Shannon!

    Lucas G, happy client
  • Shannon and her team were very responsive and promptly responded to all of my emails. They provided me with sufficient information and expectations for each step throughout the process.

    Courtney D, happy client
  • Shannon was amazing. Took care of all our needs and prompt when answering questions. Would definitely use again, and highly recommend.

    Jeremy M T, happy client
  • Shannon was excellent to work with! Professional and personable! She helped make the whole process easy and quick!

    Grant W, happy client
See More

Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at 937.608.4181 or message me below!

Download our !