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I will work hard to help you achieve your homeownership goals.
I will work hard to help you achieve your homeownership goals.
I am a Senior Mortgage Loan Officer with Ruoff Mortgage, serving both Indiana and Illinois. I bring over 24 years of real estate and mortgage lending experience and expertise. Service is always the foundation of my business and I believe in providing the best home-buying experience possible and I will continuously strive to exceed your expectations. Good communication is the key to excellent customer service and a top priority for me.
Whether you are buying your first home, refinancing your current home, looking to build or wanting to move up, we will work together to find the right product and solution to all of your financial needs. Call me today and let's get started.
2022
2023
2024
From finding your perfect home to moving in, we've got you covered.
Need a lower monthly payment, or want to get cash out? Learn more about your options.
Get your house on the market, and look for your next home!
Easy going loan officer
Desiree S. N.Farmersburg, IN, June 3rd, 2025 11:32 AM
Very thorough with what I should and should not do to help the process.
Jarrid L.Vincennes, IN, June 2nd, 2025 04:32 PM
very quick with the whole process and Scott was very easy to work with and helpful! Any questions I had he got back to me in a very timely manor. I would recommend Ruoff and Scott to anybody!
Eddie D G.LINTON, IN, May 20th, 2025 08:46 PM
It was ok
Joseph A C.Lewis, IN, May 30th, 2025 11:08 AM
Scott was a great loan officer especially for a first time home buyer, walked me through it all.
Xanthe H.Linton, IN, May 19th, 2025 04:06 AM
Scott was great to work with. He explained everything we had questions about. I'd absolutely recommend him to anyone!
Shelby L P.Sullivan, IN, May 10th, 2025 03:24 PM
Scott Phegley was absolutely awesome to work with as our loan officer. He was knowledgeable, responsive, and made the entire process smooth and stress-free. Scott took the time to explain everything clearly and was always available to answer our questions. We felt supported every step of the way. We couldn’t have asked for a better experience. Highly recommend Scott to anyone looking for a dedicated and trustworthy loan officer!
Isaac W C.Sullivan, IN, May 12th, 2025 11:12 AM
Scott made the home buying experience as easy as possible. He responded promptly to any and all questions we had throughout the whole process. He was very friendly and great to work with!
Gregory F.Sullivan, IN, May 13th, 2025 06:17 AM
Scott did an excellent job!! Will highly recommend him to all my family and friends!
Vance A E.Sullivan, IN, May 9th, 2025 11:40 AM
Scott is the best. Not only was he knowledgeable but he and Emily are so efficient. Quite the dynamic duo Ruoff has with them!! We will recommend Scott to anyone looking to buy, build or refinance a home.
Brandy K E.Sullivan, IN, May 9th, 2025 11:53 AM
They were knowledgeable on every aspect through the whole process of getting me through my VA Home Lone. I would Definitely recommend them and use them again.
Justin Allen H.Marshall, IL, April 15th, 2025 12:57 PM
I do not wish to comment further than the required.
Keith E.Terre Haute, IN, April 23rd, 2025 12:35 PM
Scott was awesome throughout the whole process!
Greg L K.Farmersburg, IN, April 14th, 2025 06:47 PM
Branches throughout
the US.
Customer Satisfaction Score.*
Days or less average
clear-to-close.**
Years of helping
homeowners like you.
Milestones updating you throughout the process.
Minutes at the closing
table on average.
*Based on
2024
independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend.
All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender.
NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit:
http:
**
The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review,
and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender.
Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit:
http:
Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.