I will work hard to help you achieve your homeownership goals.
98.40%Customer Satisfaction Rating
Hi, I'm
Sandie!
Senior Loan Officer
I will work hard to help you achieve your homeownership goals.
98.40%Customer Satisfaction Rating
Let me help
you
get pre-approved today!
My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
From finding your perfect home to moving in, we've got you covered.
Refinance
Need a lower monthly payment, or want to get cash out? Learn more about
your options.
Sell My Home
Get your house on the market, and look for your next home!
Hear from people like you*
Review 1
5.0
Sandie was amazing! As was the rest of the Ruoff team. I'll be coming back for refinancings.
Thanks!
Shannon Curry H.
Louisville, KY, October 25th, 2024 09:35 AM
Review 2
5.0
Stayed in contact with me and help answer any questions I had.
Rebecca E.
Louisville, KY, August 30th, 2024 12:11 PM
Review 3
5.0
great communication, easy going, and quick to respond!! Always got the job done. 😊
Hayley Marie S.
Brandenburg, KY, June 10th, 2024 11:21 AM
Review 4
5.0
Great job!!!
Amy K G.
Louisville, KY, August 21st, 2023 01:05 PM
Review 5
5.0
Really easy process all the way throughout. Sandie made sure to hold our hand the entire way and ensured we were always up to date on all due-outs and the status of the process. The online portal made things extremely simple and also made the closing go by in a flash. I would recommend Sandie Melton to anyone applying for a home loan and we will be coming back to her next time we are looking for a new home!
Michael Shawn M.
Louisville, KY, July 3rd, 2023 12:14 PM
Review 6
5.0
Sandie was AMAZING to work with, very readily available, informative, and patient with us while we tried to make the best decision.
*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend.
All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender.
NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit:
http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.
**
The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review,
and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender.
Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit:
http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.
Calculate what's best for
you
Use our calculator below to find an estimated monthly mortgage payment that
works for you. Please remember the dollar amounts displayed are not
guaranteed, and what you actually pay may be different. These estimates are
for educational purposes only.