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Picture of Patrick Guibert
Picture of Patrick Guibert

Hi, I'm Patrick!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.09% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm Patrick!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.09% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
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What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Review 1

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    Patrick did an amazing job making my home buying process as smooth as possible. He was available whenever I needed him and went above and beyond. I would highly recommend him and will be going with the Ruoff team again!

    Zachary A Y.

    Rochester, IN, May 30th, 2023 12:32 PM

  • Review 2

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    Experience was great Patrick was very helpful all ways answering question. It was a pleasure working with patrick Guibert.

    Gustavo M.

    ELKHART, IN, December 1st, 2024 11:12 AM

  • Review 3

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    Patrick was wonderful to work with!

    Kayla R M.

    OSCEOLA, IN, November 11th, 2024 12:42 PM

  • Review 4

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    Patrick was so informative and knowledgeable providing us with so much education and patience to make this process so smooth for our family! He answered all of my many questions so quickly & thoroughly while also taking care of turning around documents to us to keep things moving.

    Alexis L S.

    Lakeville, IN, April 22nd, 2024 03:15 PM

  • Review 5

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    The experience with Patrick and his team was incredible. They were very efficient and on top of things to get the quick closing that we needed.

    Lisa E V.

    North Liberty, IN, October 15th, 2024 11:08 AM

  • Review 6

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    Patrick was very personable and knowledgeable. I appreciated all of his quick responses and I could tell he was really happy for us as we purchased our new home.

    Deana W.

    SOUTH BEND, IN, September 10th, 2024 09:57 PM

  • Review 7

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    Patrick was very easy to work with and if I ever buy another home, it’s definitely gonna be with Patrick

    John David B.

    Etna Green, IN, September 6th, 2024 03:32 PM

  • Review 8

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    Patrick was very helpful and knowledgable throughout the whole process. He was quick to give me updates throughout, and he was happy to answer and accomodate any question and need we had. We will definitely recommend him to everyone we know.

    Dennis O.

    South Bend, IN, August 5th, 2024 11:07 AM

  • Review 9

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    Smooth and painless.

    Angela Bumbaca S.

    South Bend, IN, July 25th, 2024 11:04 AM

  • Review 10

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    This was my first home and Patrick was able to answer all my questions and help me find ways to save money. He also ran numbers on all the houses I sent him. He responded very quickly and always seemed to be working! I have no clue when he rests but he is amazing!

    Naomi R.

    South Bend, IN, July 1st, 2024 02:24 PM

  • Review 11

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    Ruoff has been excellent to partner with for my loan experience. I would highly recommend it.

    Mary M.

    South Bend, IN, June 27th, 2024 11:22 AM

  • Review 12

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    Awesome people

    Lisa C.

    Knox, IN, June 24th, 2024 11:32 AM

  • Review 13

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    Excellent communication.

    Christopher L.

    Hamlet, IN, June 17th, 2024 11:20 AM

  • Review 14

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    Patrick was very friendly an respectful Referred us to a great realtor which made the buying process easy an fast

    Aaron J.

    Milford, IN, June 2nd, 2024 03:03 PM

See More

Why should you choose Ruoff?

65

Branches throughout
the US.

98.4%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

40

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

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Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

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I would love to hear from you!

Call me at 574.286.2996 or message me below!

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