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Picture of Patricia Teeter
Picture of Patricia Teeter

Hi, I'm Patricia!

Home Loan Consultant

I will work hard to help you achieve your homeownership goals.

98.46% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award
Customer Experience Award

Hi, I'm Patricia!

Home Loan Consultant

I will work hard to help you achieve your homeownership goals.

98.46% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award
Customer Experience Award

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
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President's Club Member

President's club seal 2022

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Review 1

    Source of Rating Icon

    This is the second refi with Ruoff. Patricia was our loan officer both times. Her pleasant demeanor and attention to detail makes use feel as though we are her friends as opposed to mere customers.

    Gerald R M.

    Vicksburg, MS, September 6th, 2024 12:09 PM

  • Review 2

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    Patricia worked extremely hard to convince me to refinance my home. Although I make a decent salary, she pointed out my debt to income ratio which was up to 70%. It was constricting my budget and lifestyle(stress). Strong medicine. She encouraged me to try a VA refinance with cash out. I did want to do it because i had less than 12 years and $65k on my note. I appreciate her and Kalyn( and Jenna) doing their jobs in helping me save money. Over $2000 a month. I wish that I didn't have to buy a few points to get under 6% but in light of the current r*** and future possible higher rates it's (will be) worth it. Also, Patricia pointed out that this can be paid off in 7 years. Very good selling point. Ruoff has a great mortgage team. To who ever needs to here this, make sure the service side handles business and communicates efficiently and as fast as the mortgage team did. Thanks.

    Tarrez L.

    Atlanta, GA, July 24th, 2024 11:29 AM

  • Review 3

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    Everything is always made very clear simple and easy for us. Thank you all for making life easier.

    James F B.

    Wichita, KS, November 20th, 2024 03:10 PM

  • Review 4

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    Friendly, clear, prompt answers and directions.

    Warner R.

    Benton, KY, November 5th, 2024 12:39 PM

  • Review 5

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    Everything went very well and Patricia and Vanessa were excellent to work with

    Joseph L R.

    Canton, GA, October 20th, 2024 06:27 PM

  • Review 6

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    They treated us like family!

    Mathew E K.

    Markle, IN, October 13th, 2024 03:34 PM

  • Review 7

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    Patricia, Vanessa and the whole Ruoff team were absolutely wonderful to work with! They made the process smooth, easy and fast!

    Brittany K.

    Markle, IN, October 13th, 2024 12:30 PM

  • Review 8

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    During the process I dealt with quite a few different ladies. If I ever reached out to one of them and they weren't able to take my call or text immediately I got a call or text from one of the other ladies. There was never a day that went by where I wasn't being informed of what's going on. The process was amazing the ladies did a really great job taking care of my refinance

    Christopher M C.

    Dallas, GA, October 11th, 2024 11:07 AM

  • Review 9

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    Everyone was professional and courteous it was a great experience I feel blessed beyond measure thank you for your kindness

    Kenneth Jason H.

    Trion, GA, October 3rd, 2024 04:31 PM

  • Review 10

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    Everything was completed perfectly and timely

    Steven D S.

    Albert Lea, MN, September 30th, 2024 11:23 AM

  • Review 11

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    Patricia was warm , thoughtful and very knowledgeable. She was amazing and a true pleasure to work with!

    Amy E L.

    Evansville, IN, September 11th, 2024 08:54 PM

  • Review 12

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    Great communication, helpful advise, very knowledgeable about the process and very friendly service.

    Nena R.

    Wewoka, OK, December 8th, 2023 04:19 AM

  • Review 13

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    Good communication from beginning to end and a quick closing

    Thomas L T.

    Allison Park, PA, July 31st, 2024 05:08 PM

  • Review 14

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    Prompt,excellent and professional.Great attitude and customer service.

    Khaym Chandra S.

    Clermont, FL, April 19th, 2024 11:12 AM

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Why should you choose Ruoff?

65

Branches throughout
the US.

98.4%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

40

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

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Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

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I would love to hear from you!

Call me at 260.218.0192 or message me below!

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