High Contrast:
Get Started
Picture of Nathan Gaier
Picture of Nathan Gaier

Hi, I'm Nathan!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

97.90% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm Nathan!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

97.90% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
Get Started

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Review 1

    Source of Rating Icon

    Nathan has service me and multiple family members better than we would have ever imagined. Can certainly see the decades of experience within each and every interaction.

    Jacob K.

    Westfield, IN, June 4th, 2024 11:03 AM

  • Review 2

    Source of Rating Icon

    Everything went according to plan! Very flexible and easy to work with. Explained every question with detailed explanations. As well, they did everything they could to keep everything moving smoothly. I wouldn't recommend anyone different! Thank you with every kind word imaginable! I'm glad I met and continued to work with you. We retrieved the dream home we wanted in ample time! Thank you sincerely!

    Diamond M G.

    Fort Wayne, IN, May 30th, 2023 01:23 PM

  • Review 3

    Source of Rating Icon

    Very responsive and informative throughout the entire process

    Christa J B.

    Fort Wayne, IN, February 6th, 2024 06:03 PM

  • Review 4

    Source of Rating Icon

    Nathan was very helpful and proactive in getting the loan paperwork. Easy and fast loan process.

    Deep N. P.

    Fort Wayne, IN, March 2nd, 2024 12:55 AM

  • Review 5

    Source of Rating Icon

    How well informed Nathan kept me and the speed he would get back with me

    Lincoln S.

    Garrett, IN, March 11th, 2024 12:57 PM

  • Review 6

    Source of Rating Icon

    Had somebody we were familiar with and worked with in the past with great experience.

    Angela D T.

    Angola, IN, April 16th, 2024 09:06 PM

  • Review 7

    Source of Rating Icon

    Gave us all the information we didn't know we needed and explored options to find the absolute best option for us!

    Emma L M.

    Ossian, IN, May 10th, 2024 12:53 PM

  • Review 8

    Source of Rating Icon

    Nathan did a wonderful job at keeping me informed. He answered any and all questions I had, even ones I asked multiple times. Out of all companies and people I’ve dealt with, Ruoff and Nathan made the house buying experience the best I have ever had. Thank you!

    Scott Allen D.

    FORT WAYNE, IN, June 3rd, 2024 11:22 AM

  • Review 9

    Source of Rating Icon

    Service was great

    Andrew S B.

    Fort Wayne, IN, November 7th, 2024 11:23 AM

  • Review 10

    Source of Rating Icon

    He is very generous and helps me with any situation

    Christopher A S.

    Hoagland, IN, August 25th, 2024 08:07 PM

  • Review 11

    Source of Rating Icon

    Nathan was great to work with on our refinancing, he communicated extremely well all the steps, made sure to remind us of any important things we needed to complete, and answered all our questions and concerns as we went through the process . Overall, great experience!

    Kristy E B.

    Fort Wayne, IN, November 4th, 2024 10:42 AM

  • Review 12

    Source of Rating Icon

    Nathan was a very knowledgeable and helpful loan officer. Always displayed effective communication in regards to items needed to complete the loan process. I would recommend him to anyone who asks about a mortgage in the future.

    Jerred F.

    Fort Wayne, IN, January 1st, 2024 07:23 AM

  • Review 13

    Source of Rating Icon

    Nathan was with me every step of the way, no matter how stressed out I got. Absolutely awesome.

    Brandon L H.

    Fort Wayne, IN, November 20th, 2023 06:27 PM

See More

Why should you choose Ruoff?

65

Branches throughout
the US.

98.4%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

40

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at 260.615.9676 or message me below!

Download our !