High Contrast:
Get Started
Picture of Megan King
Megan King | NMLS: 273628 | KY: MC840736 | OH: MLO-OH.273628

Let me help you get pre-approved today!

I have been a top loan officer for 20 years. I am based in Southwest Ohio and am licensed in Ohio, Kentucky, Indiana, and Florida. I specialize in purchases, construction, refinances, second homes, and credit repair across the Midwest, South, and Eastern parts of the country!

I strive to help buyers understand our ever-changing mortgage industry. I also enjoy helping make complex processes simpler and easier to navigate. I am an expert in the industry and enjoy helping people reach their homeownership goals – from first-time homebuyers with low- to no-down payments, to high-level executives purchasing a vacation home. We specialize in conventional, physician loans, construction-to-permanent loans, VA loans, FHA loans, USDA loans, and low-down-payment loans.

I received my Bachelor of Science degree from The Ohio State University and am still an active alumni member. Go Bucks!

I have also been active on the executive board of the Greater Cincinnati Mortgage Bankers Association for six years. In addition, I am very active in our community, our church, several charities and youth leadership organizations!

I lead a team of wonderful loan officers and love to coach professionals to achieve their goals.

Lastly, I am a mom to three amazing young adults. We live on a small farm and raise purebred beef cattle that we exhibit through 4H and FFA across the state and country.

Get Started

My Latest Blogs

Financing Your First Rental Property in 2026: Essential Tips for West Chester Investors

Jun 24, 2026

Diving into financing your first rental property can feel like stepping into a new adventure, especially with 2026's shifting market on the horizon. Whether you're eyeing a cozy duplex in West Chester...
Read More

Refinance Myths That Could Cost You Thousands in West Chester and Southwest Ohio

Jun 17, 2026

Ever stared at your mortgage statement and wondered if a refinance could save you big? In West Chester and Southwest Ohio, where home values have climbed steadily—up about 8% in the last year accordin...
Read More

Home Appraisal vs. Home Inspection: Key Differences Homebuyers Should Know

Jun 10, 2026

Buying a home in the West Chester or Southwest Ohio area? You're likely knee-deep in excitement mixed with a healthy dose of nerves. One question that pops up early: what's the difference between a ho...
Read More
View All

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Review 1

    Source of Rating Icon

    Lots of easy to understand email updates

    Kristy W.

    Liberty Twp, OH, July 3rd, 2026 02:49 PM

  • Review 2

    Source of Rating Icon

    Megan is a true professional and quickly learned our financial situation to expedite us through a quick closing, making our offer more attractive on a competitive listing. Loan Butler is probably one of the best loan doc apps I've personally used - and we're experienced buyers.

    James William H.

    Centerville, OH, June 30th, 2026 10:57 PM

  • Review 3

    Source of Rating Icon

    Working with Megan was a great experience. She was friendly, knowledgeable, and always quick to respond. She made us feel like we were in good hands from the beginning, and her communication throughout the process was outstanding. Everything stayed on track, the transaction was smooth, and our closing was flawless. We truly appreciated her professionalism and would recommend Megan and her team without hesitation.

    Alan Glen W.

    Cincinnati, OH, June 28th, 2026 06:04 AM

  • Review 4

    Source of Rating Icon

    Loan butler was an easy application and I loved the updates along the way as it takes the guesswork out of it. Megan and her team were helpful, knowledgable, and responsive. All which are courteous and necessary for a smooth closing.

    Leslie E M.

    Cincinnati, OH, May 11th, 2026 11:20 AM

  • Review 5

    Source of Rating Icon

    She is the best and good work

    Ali Riza Hassani S.

    Mason, OH, April 13th, 2026 11:36 AM

  • Review 6

    Source of Rating Icon

    She is very nice and kind and patienl with me thank you so much

    Zahra M.

    Mason, OH, April 13th, 2026 11:36 AM

  • Review 7

    Source of Rating Icon

    Megan did an outstanding job helping us with the purchase of our new home, including helping us to navigate some unanticipated roadblocks along the way.

    Brent A S.

    West Chester, OH, March 8th, 2026 06:22 PM

  • Review 8

    Source of Rating Icon

    Clear direction very informative

    Matthew S W.

    Middletown, OH, February 7th, 2026 12:10 PM

  • Review 9

    Source of Rating Icon

    Magnum was very helpful in helping us navigate getting our dream home. There were a lot of moving pieces but she was on top of handling everything and got us to closing and we couldn't be happier.

    Christopher J W.

    Lebanon, OH, October 22nd, 2025 09:15 AM

  • Review 10

    Source of Rating Icon

    Megan and team werr great at comunicating throughout the entire process, working hard to make a normally stressful situation seamless!

    April R.

    Cincinnati, OH, October 21st, 2025 01:48 PM

  • Review 11

    Source of Rating Icon

    prompt response to any questions or concerns I had

    Nancy J. K.

    Cincinnati, OH, September 13th, 2025 08:07 PM

See More

Why should you choose Ruoff?

69

Branches throughout
the US.

98.5%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

42

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2025 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at 513.443.5186 or message me below!

Download our !