I will work hard to help you achieve your homeownership goals.
I will work hard to help you achieve your homeownership goals.
I moved to Fort Wayne in 1995 after graduating from Ball State University with a bachelor's degree in finance. I have been in the mortgage lending business ever since and am currently licensed to originate loans in both Indiana and Michigan. Prior to attending Ball State University, I spent 2 1/2 years in the United States Army and served in the Gulf War.
Most of my time outside of work is spent with my wife and two children. I previously helped coach baseball, flag football, and the Homestead wrestling club and currently coach travel league baseball. I also sat on the Board of Directors for the Fort Wayne Board of Realtors previously.
My customer service philosophy is to always make sure the financing portion of the buying/building process goes smoothly so my customers can really focus on enjoying their new home. In addition, I also strive to make sure my customers are getting into a program that best meets their needs. My military experience taught me to pay attention to the smallest details, which is very important in the finance industry.
Ruoff has been providing home loans to the people of Indiana since 1984 -- more than 30 years. It is because of the phenomenal Ruoff Mortgage team, including our in-house processing, underwriting and closing departments, that I am able offer my clients and referral partners low costs, competitive rates, a wide variety of loan programs, sound advice and that hometown bank feeling.
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Everything went the way it was layed out and Larry did an amazing job keeping up with everything and getting with me if he needed something. There really isn't an short comings or anything that I wish would have gone diffrently.
Scott M B.Butler, IN, December 4th, 2023 12:24 PM
Larry was awesome. He made buying our first home an easy process. We are thankful for his help.
Nathan D C.Fort Wayne, IN, January 12th, 2024 04:49 PM
Clear communication, knowledgeable, and quick to answer questions. From start to finish, we were kept up to date and it was overall a seamless experience. Buying our first home actually felt easy thanks to Larry and Ruoff!
Brey M C.Fort Wayne, IN, January 8th, 2024 11:08 PM
Larry was great to work with! He was responsive, knowledgable, and patient from start to finish. Working with Larry and Janeen throughout the loan application, approval, and closing process was a pleasure. I would strongly recommend Larry and the team at Ruoff to anyone looking to purchase a home.
Caylen M.Waterloo, IN, November 21st, 2024 11:37 AM
All estimates were hands on . The closing was so quick about two weeks ahead of schedule Takes a good team to do this Thanks Again Don & Jean
Donald D B.Bluffton, IN, November 21st, 2024 11:08 AM
Having Larry Dickey as our loan officer was the very best experience! He is excellent!
Michael S.Fort Wayne, IN, November 15th, 2024 11:07 AM
Larry has been a great support to us for years now! We wouldn't want to work with anyone else!
Jordan F.Huntertown, IN, November 18th, 2024 12:08 PM
Fast process! Thank you!
John S W.Fort Wayne, IN, November 3rd, 2024 08:57 PM
Everything was explained very well and I had no issues at all!
Elyssa D.Garrett, IN, October 23rd, 2024 05:42 PM
Larry was very knowledgeable and took time to call and explain everything to us in detail which was very helpful and appreciated!
Landin T. B.Auburn, IN, October 31st, 2024 11:13 AM
Janeen Miller handled all of the 'problem' situations and kept me informed throughout the process. Janeen was my security blanket. She makes all of this painless. Thanks Janeen and Larry
Bruce E R.Fort Wayne, IN, October 21st, 2024 05:21 PM
You guys were on too of everything when I needed help and talked to me whenever I had questions. I couldn’t have asked for a better experience as a first time home buyer.
Tristan W A.Fort Wayne, IN, October 28th, 2024 11:02 AM
Always returned messages and quick with the entire process.
Adam T.Fort Wayne, IN, October 28th, 2024 07:49 PM
Our experience with Larry as our mortgage officer was nothing short of amazing! As first-time homebuyers, we had a lot of questions, but Larry was incredibly helpful every step of the way. He was always quick to respond and went above and beyond to ensure the process was smooth and easy. His kindness and professionalism made us feel comfortable and confident throughout the entire journey. We couldn't have asked for a better person to guide us through buying our first home. Thank you, Larry!
Alina N V.Fort Wayne, IN, October 18th, 2024 11:30 AM
Quick to respond to questions and easy to work with. Thank you!
John R W.Hamilton, IN, October 15th, 2024 08:14 PM
Got it done on time, very professional. Answered every question I had and put my mind at ease thru the whole process. Couldn't recommend Larry Dickey Jr enough.
Daniel S.Laotto, IN, October 9th, 2024 08:03 PM
Branches throughout
the US.
Customer Satisfaction Score.*
Days or less average
clear-to-close.**
Years of helping
homeowners like you.
Milestones updating you throughout the process.
Minutes at the closing
table on average.
*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend.
All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender.
NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit:
http:
**
The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review,
and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender.
Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit:
http:
Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.