I will work hard to help you achieve your homeownership goals.
I will work hard to help you achieve your homeownership goals.
I began my career in lending in 1985 in the area of consumer finance. During that time I was engaged in Branch Management for a financial services company and opened three branches for them. In 2000, I left consumer finance and started to focus solely on mortgages. I specialize in all the major conforming mortgage products and have additional expertise in down payment assistance programs and first time homebuyers.
I'm a military veteran of 22 years. I started in the US Marines in 1980 and ended my career in 2004 holding the rank of Command Sergeant Major in the Army National Guard. During that time, I was deployed to Lebanon in 1983 and to Iraq in 2003. I also spent 10 years as a volunteer for the Department of Defense helping Guardsman and Reservists maintain quality employment.
I believe in giving back to the community, so I'm also engaged as an affiliate member of the UPSTAR Association of Realtors through Ruoff Mortgage and received the Affiliate of the year honors in 2012. Again in 2014, I received the UPSTAR award for special projects for my help in building a new home for a disabled veteran. In 2015, I was awarded the Fraternal Order of Police Business Award for my work in raising funds and awareness of police initiatives such as Helmets for Kids, Victims Assistance and Shop with a Cop for Christmas. I also participate in several Veterans related organizations. I'm an active member of the American Legion and the VFW. I've also contributed efforts with the local Shrine.
Let 30 years in the business help you obtain the keys to your home!
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Branches throughout
the US.
Customer Satisfaction Score.*
Days or less average
clear-to-close.**
Years of helping
homeowners like you.
Milestones updating you throughout the process.
Minutes at the closing
table on average.
*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend.
All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender.
NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit:
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**
The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review,
and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender.
Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit:
http:
Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.