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Picture of Jason Heflin
Picture of Jason Heflin

Hi, I'm Jason!

VP | Branch Manager

I will work hard to help you achieve your homeownership goals.

96.24% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm Jason!

VP | Branch Manager

I will work hard to help you achieve your homeownership goals.

96.24% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
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What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Review 1

    Source of Rating Icon

    Always returned phone calls!

    Nancy Jane R.

    Richmond, KY, September 15th, 2024 05:21 PM

  • Review 2

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    I would recommend Ruoff to anyone looking for a home loan. My loan officer really earned angel wings. Thank you Jason!

    Mona Faye M.

    Richmond, KY, October 11th, 2023 02:06 PM

  • Review 3

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    Jason was always very timely in his responses and friendly. I knew I wanted to work with him when he immediately called me back and provided reports for me within hours of me inquiring. He made the process seamless.

    Hayley Menzel A.

    LEXINGTON, KY, August 30th, 2024 03:01 PM

  • Review 4

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    Jason was amazing to work with. He was super friendly and on top of every detail. He made my experience so easy and I really appreciate him.

    Megan D.

    Richmond, KY, August 26th, 2024 11:52 AM

  • Review 5

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    Jason knew I didn't want to put down all my savings at close so he worked up a fantastic way to help me with that goal. I knew I was in good hands!

    Leanna Beth P.

    Lexington, KY, May 3rd, 2024 11:31 AM

  • Review 6

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    Communication and going the extra mile to help us close

    Wesley Charles M.

    Lexington, KY, June 4th, 2024 12:34 PM

  • Review 7

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    I’m really impressed about the knowledge of what was needed to do along with the family atmosphere.

    Michael S.

    Lexington, KY, June 6th, 2024 03:35 PM

  • Review 8

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    Jason was absolutely phenomenal. We were recommended to Jason by Towanda Lahor. Though we were very hesitate, Jason made us feel comfortable with him through his thorough knowledge he shared with us in our first conversation. He was not a, “pushy salesman!”

    Nicholas Deshea B.

    Lexington, KY, March 18th, 2024 03:04 PM

  • Review 9

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    Guidance was key

    Jacqueline J S.

    Lexington, KY, January 29th, 2024 11:46 AM

  • Review 10

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    We was kept informed on all aspects of the business transaction we had with Jason, excellent customer service and knowledge

    Roger K.

    Versailles, KY, January 3rd, 2024 09:44 PM

  • Review 11

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    Very pleased

    Michael Kindell F.

    Greenville, KY, May 20th, 2023 04:56 PM

  • Review 12

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    Jason and his team went above and beyond every expectation.

    Shoshana C.

    January 18th, 2023 06:23 AM

  • Review 13

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    Everything was perfect. Jason and Amanda were amazing.

    James S.

    March 31st, 2023 09:38 AM

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Why should you choose Ruoff?

66

Branches throughout
the US.

98.4%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

40

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

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I would love to hear from you!

Call me at 859.621.6592 or message me below!

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