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What is your goal?


When are you
looking to buy?

How is your credit score?

Where are you
looking to buy?

$150 - 175k
18 - 21%
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Are you working with a loan officer?

Let's connect!

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Your next step is to complete a full application.

Thank you for
reaching out!
A Loan Officer will be in contact with you soon.

What are your refinance goals?

Where are you currently living?

$75 - 100k
$150 - 175k
Please complete all fields.
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Picture of Jan Edwards
Picture of Jan Edwards

Hi, I'm Jan!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.54% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm Jan!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.54% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
Get Started

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you*

  • Jan Edwards was super to work with! Very prompt in her responses, and she explained the confusing aspects of home buying so that we could understand. Since we were buying this home without a realtor, Jan was a great liaison between us and the seller's realtor (Sandi Nelson). The use of LoanButler made the process quite simple. E-signing and document uploading was easy.

    Karen H, happy client
  • Jan was amazing! She was the real reason we found our forever home. She went above and beyond to ensure we had all the information and that it was accurate. Because of her I felt comfortable purchasing a home.

    Candi H, happy client
  • Great communication, very clear process from start to finish. The Loan Butler made it easy to track the progress of my loan and made completing the signing portion(s) much easier.

    Kyle T M, happy client
  • My wife and I were first time buyers and Jan walked us threw every step of the way and she did a great job kept us posted on everything from step 1 to the final step. I recommend her to anybody that’s looking for a mortgage loan. Thanks again for everything Jan!

    Edgar Zaragoza, happy client
  • Jan was super nice to work with and answered all our questions to make the purchase of our dream home possible!!

    Kim &Joel P, happy client
  • Jan was always quick to answer emails when she was available. I had a hard time understanding some things and she was able to break it down. Was always smiling, bright and happy, never in a bad mood or rude. When I could not get important information on something for our house, she was quick to check on it and get back to me.

    Cassandra C, happy client
  • Jan was always reaching out with a phone call or text and was available any time I felt the need to reach out and ask for a clarification on something. I couldn't have asked for a better loan officer with which to work.

    Jacob B, happy client
  • Jan was extremely attentive. I know she works with multiple clients at once but I never felt like I had to wait in line to get answers. I felt like a VIP the whole experience!

    Gina C, happy client
  • Jan treated me like she had known me forever! I will recommend her to any person I know who is looking to purchase a home! Sorry to say, I never heard of Ruoff until Stephanie Weldy put me in touch with Jan! I would only use Ruoff if I am ever looking to buy a home again! Thank you Jan!

    Coleen T, happy client
  • Jan was great. It was like working with a friend. I would recommend Ruoff for sure, so I can't say anything bad.

    Jessica A, happy client
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Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at 574.292.2238 or message me below!

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