High Contrast:
Get Started
Picture of Cynthia Mattox
Picture of Cynthia Mattox

Hi, I'm Cynthia!

VP | Branch Manager

I will work hard to help you achieve your homeownership goals.

99.25% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm Cynthia!

VP | Branch Manager

I will work hard to help you achieve your homeownership goals.

99.25% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

In December 2014, I joined Ruoff Mortgage, Indiana's leading mortgage lender, and it became immediately apparent that our shared values—dedication, respect, and commitment to providing an unparalleled mortgage experience for clients—would shape my journey with this esteemed company. 

With over 28 years in the mortgage industry, I've understood the importance of mastering mortgage guidelines and recognizing each client's unique needs. Structuring the best-tailored mortgage solution to their specific lending requirements is a professional duty and a personal commitment. Recognizing that a home purchase is the most significant investment in one's life, I believe it's crucial to seek out a mortgage expert who is not only dependable but also capable of creating an environment that feels like "family." 

I am passionate about conveying to my clients the love and enthusiasm I hold for this industry, ensuring their mortgage journey is smooth and enjoyable. My licensing extends to Indiana, Illinois, and Florida, catering to the diverse needs of my clients, including the snowbird community. 

Beyond work, I enjoy spending time with my husband, Jeff, with whom I've shared 40 years of companionship. Our family, comprising three adult children, their spouses, and nine grandchildren, is the center of our world

Get Started

President's Club Member

President's club seal 2015
President's club seal 2016
President's club seal 2017
President's club seal 2018
President's club seal 2019
President's club seal 2020
President's club seal 2021
President's club seal 2022
President's club seal 2023

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Review 1

    Source of Rating Icon

    Working with my through my difficult time and making it easy to navigate the paperwork!

    Katherine Ann H.

    Paoli, IN, November 10th, 2024 07:34 PM

  • Review 2

    Source of Rating Icon

    Cynthia went above and beyond. We absolutely loved her and will use her again if the need arises. Had a bad experience with a different Ruoff about two years ago and Cynthia more than made up for it! She is so friendly I just love it! Even evening questions when she wasn’t working, she never hesitated to call or message me to make sure I had the answers.

    Melissa M L.

    Greencastle, IN, March 29th, 2024 06:05 PM

  • Review 3

    Source of Rating Icon

    Cynthia and her entire team were so helpful, extremely fast, and accurate on all price points. We felt like family and knew we were in good hands. Any time we needed her, even on the weekend, she was there to answer our questions and help us through the process. The online timeline feature was very helpful and very easy to use to review and complete all documentation needs. I was able to do everything right from my phone if needed. Thank you so much Cynthia!!!!

    Jenna C.

    Clayton, IN, March 24th, 2024 03:09 PM

  • Review 4

    Source of Rating Icon

    It was such an easy and pleasant experience. I know a lot of people dread the documents process of getting a mortgage. The Ruoff Butler platform was easy to use and made it simple and secure to upload. Cynthia was very punctual and helped me even on weekends. The communication was more than I could have asked for. Perfect experience

    Michael K C.

    Clayton, IN, March 24th, 2024 05:06 PM

  • Review 5

    Source of Rating Icon

    Cindy is the best in the business! She went above and beyond to get the deal done. I felt like I was in great hands the whole way and never doubted that it wouldn't get done!

    Joseph Michael L.

    Greencastle, IN, November 4th, 2024 11:10 AM

  • Review 6

    Source of Rating Icon

    Cynthia and her team were amazing to work with. Cynthia is extremely knowledgeable and works hard to get what will work best for you. Her communication with you is spot on. whether it's through email text message or phone call she keeps you in the loop. No step she does is a mystery. She's extremely detailed and giving you the details to make sure you understand what is happening in the process. There's no bump in the road that she can't work with and boy did I have big one but we worked together and was to over come it for best result. This was not my first mortgage that I have gotten but definitely the smoothest!

    Morgan G.

    Greencastle, IN, October 31st, 2024 11:18 AM

  • Review 7

    Source of Rating Icon

    Cynthia knows everything and she is a hard worker

    Daniel W.

    Greencastle, IN, October 22nd, 2024 09:28 AM

  • Review 8

    Source of Rating Icon

    Cynthia was wonderful, helpful and knowledgeable through the whole process. We couldn’t have asked for a better mortgage lender.

    Lisa Lynn G.

    Cloverdale, IN, October 27th, 2024 03:04 PM

  • Review 9

    Source of Rating Icon

    The communication was awesome.

    David Eugene G.

    Cloverdale, IN, October 28th, 2024 12:00 PM

  • Review 10

    Source of Rating Icon

    Cindy was exceptional at explaining each step through our entire first home buying experience. ⭐️

    Rebecca J L.

    Brazil, IN, October 13th, 2024 07:54 PM

  • Review 11

    Source of Rating Icon

    Did not waste my time. Got approved fast felt like they appreciated my business. Did not act like I owed them my business.

    Billy Joe F.

    Greencastle, IN, October 14th, 2024 06:15 AM

  • Review 12

    Source of Rating Icon

    I was informed and updated on everything during the process. All staff was professional, friendly and helpful.

    Lucrecia R.

    Greencastle, IN, October 15th, 2024 10:21 AM

  • Review 13

    Source of Rating Icon

    The ladies in the office were always friendly and on point with communication! This process went faster and easier than we both expected! Thank you all so much from the bottom of our hearts for helping us with making our dreams come true. Best wishes to all! Thank you again.

    Jason R K.

    Rockville, IN, October 21st, 2024 02:05 PM

See More

Why should you choose Ruoff?

65

Branches throughout
the US.

98.4%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

40

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at 765.721.5456 or message me below!

Download our !