- About
- Guides
- Reviews
- Calculator
- Contact Me
I will work hard to help you achieve your homeownership goals.
I will work hard to help you achieve your homeownership goals.
I graduated from Indiana State University with a degree in finance. Soon after graduation I started my career in the real estate industry. In January 2005, I started working for a builder and sold homes since December 2012. During my 8 years in sales I enjoyed interacting with the customer while they look for, or build, their dream home.
In January 2013, I decided to transition to the mortgage business. I enjoy working with numbers and the interaction with the customer. In the mortgage business I get to do both. I have always believed the best customer service is made by setting the proper expectations so you know what to expect throughout the process, and to follow up in a timely manner.
My goal is to build relationships with the top real estate agents, and new home counselors, in the Indianapolis market who also believe in taking care of the customer first. With my experience on the front end of the sales process I understand what is expected from the real estate agent and the customer. Buying a home can be an overwhelming and stressful time but I want to make the experience an enjoyable one for everyone involved.
During my 8 years in sales I worked with all types of buyers ranging from those who needed help increasing their credit scores so they could purchase their first home, to those who were purchasing their 3rd or 4th home. I have the experience to assist you with an FHA, Conventional, VA, USDA, Indiana Housing Bond, MCC programs, Next Home and Home Improvement loans including 203K and Homepath. I am also able to service your refinancing needs with our Streamline, Cash-Out or Rate/Term programs.
2016
2018
2020
2021
2022
From finding your perfect home to moving in, we've got you covered.
Need a lower monthly payment, or want to get cash out? Learn more about your options.
Get your house on the market, and look for your next home!
Adam was fantastic. Will be using him in the future
Nathan J G.Anderson, IN, March 22nd, 2025 03:09 PM
Any thing I asked my loan officer he was responsive immediately. He was very informative and I never had any problems through the entire process. I am now a home owner for the first time and the process was smooth as possible
Xander L W.Greenwood, IN, March 20th, 2025 11:22 AM
Really quick to respond.
Phillip E H.New Palestine, IN, March 29th, 2025 12:49 PM
Adam and everyone on that team kept me informed at all times and made the loan process way to easy. Thanks Ruoff!!!
Samuel F H.Greenwood, IN, March 23rd, 2025 05:31 PM
Very helpful with everything
Kevin R S.Indianapolis, IN, March 9th, 2025 06:24 PM
Adam was very knowledgeable. Adam did a lot of leg work behind the scenes to keep the loan process easy for us, and reached out to us when needed. He was a pleasure to work with.
Jake M.Greenwood, IN, February 27th, 2025 08:16 AM
Adam was amazing
Ben K.Whitestown, IN, February 24th, 2025 07:06 PM
The entire process was as simple, painless, and fast as it could possibly be. Thank you!
Moriah A C.Plainfield, IN, January 8th, 2025 09:06 PM
Adam did a great job getting us the best rate and explaining every step of the load process . it was a pleasure to work with him.
Matthew T W.Indianapolis, IN, January 5th, 2025 03:11 PM
This was a simple and smooth process working with Adam and using the App. Everything was easy to use and made the process much easier to go through especially for a wheelchair user. I will definitely use this service again
Jason M.December 14th, 2024 07:31 AM
Adam was knowledgeable and professional throughout the entire process
Mark L C.Plainfield, IN, January 6th, 2025 02:35 PM
Adam was great. He kept us up-to-date on all information needed. The process was smooth, closing was very smooth as well.
Juliann B.Noblesville, IN, November 25th, 2024 11:11 AM
Adam was a phenomanal help for my first time homebuying process and made the whole experience a little less stressful. He was always able to answer calls or texts within minutes and usually had the answer or knew where to direct me. Great time!
Benjamin L F.Indianapolis, IN, November 17th, 2024 11:25 PM
Branches throughout
the US.
Customer Satisfaction Score.*
Days or less average
clear-to-close.**
Years of helping
homeowners like you.
Milestones updating you throughout the process.
Minutes at the closing
table on average.
*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend.
All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender.
NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit:
http:
**
The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review,
and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender.
Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit:
http:
Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.