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Picture of Tina Gonzalez
Picture of Tina Gonzalez

Hi, I'm Tina!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

94.10% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm Tina!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

94.10% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
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What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Review 1

    Source of Rating Icon

    Tina communicated with us throughout the whole experience, and made this process so easy!

    Betty Jane L.

    Owensboro, KY, January 1st, 2024 11:54 AM

  • Review 2

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    Tina is a great job!Made the process super quick and easy.I felt well informed of the process and up to date on the steps being taken.I would strongly recommend working with her

    Toby J S.

    Centertown, KY, October 21st, 2023 11:10 AM

  • Review 3

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    Tina was very quick and honest the whole home buying process. When she needed something she was very specific and she responded to my calls, and texts very quickly. She was great!

    Jessica L G.

    Hardinsburg, KY, July 1st, 2023 04:12 PM

  • Review 4

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    Overall care ,understanding and helpfulness

    Brandy Jean P.

    Lewisport, KY, October 29th, 2024 06:15 PM

  • Review 5

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    The excellent staff and quick processing made me want to come back to ruoff to purchase my new home. Tina was able to answer all my questions and was able to clarify any thing I was unsure about. I will definitely be using ruoff in the future and highly recommending to friends and family

    Gary J F.

    Owensboro, KY, October 18th, 2024 11:06 AM

  • Review 6

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    Having all my questions answered in a timely manner. Also the website having an easy step by step guide through the buying process.

    Thomas J G.

    Owensboro, KY, June 10th, 2024 11:09 PM

  • Review 7

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    The contact and constantly answering questions

    Gary G.

    Centertown, KY, March 5th, 2024 01:46 PM

  • Review 8

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    Everything was fine!

    Stacey D.

    Owensboro, KY, May 23rd, 2023 09:36 PM

  • Review 9

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    Communication was excellent!

    Lucia E

    Hardinsburg, KY, September 23rd, 2023 10:25 PM

  • Review 10

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    Everything went really well and they were there for me every step of the way. I couldn’t ask for a better loan officer

    Christian C.

    Owensboro, KY, August 16th, 2023 12:33 PM

  • Review 11

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    Tina was a delight. She provided information regularly and dealt with my nervous texts.

    Cynthia M.

    March 19th, 2023 05:32 AM

  • Review 12

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    Tina was 100% awesome and I have already referenced her to my aunt

    Christopher C.

    March 13th, 2023 03:52 AM

  • Review 13

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    Amazing communication

    Zackery R.

    Horse Branch, KY, June 27th, 2023 05:10 PM

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Why should you choose Ruoff?

66

Branches throughout
the US.

98.4%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

40

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

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I would love to hear from you!

Call me at 270.925.1324 or message me below!

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