I will work hard to help you achieve your homeownership goals.
I will work hard to help you achieve your homeownership goals.
I am so excited to be a part of the Ruoff Mortgage family! As a Senior Loan Officer at our West Chester branch, I bring over 25 years of mortgage lending experience and expertise. The vast mortgage experience and knowledge within this company cannot be topped. Being a member of this team has given me the tools, guidance and wisdom to be able to promise my customers and clients, without hesitation that we will deliver the best level of service and product that is available.
Not only am I committed to my clients, but I am also committed to my real estate agents and builders. I know from personal experience the important role a lender plays for a Real Estate Agent or Builder- and their business. So, when you look for someone who understands Agents’ and Builders’ needs, call me first! I understand that a knowledgeable, timely and honest response is critical. Allow me to be your Personal Loan Originator and Ruoff Mortgage, your preferred lender.
I am a native of the Greater Cincinnati area and have been in the mortgage industry for 25 years. I earned a Bachelor’s degree in Business Administration from St. Francis University in Fort Wayne, Indiana, which coincidentally is where I began my mortgage career and is also the location of the home office of Ruoff Mortgage. I am licensed Mortgage Professional in the State of Ohio, Kentucky, Michigan and Indiana. I have extensive experience working with First Time Home Buyers and New Construction clients. I have been a member of Cincinnati Area Board of Realtors and Butler-Warren Board of Realtors.
Helping people make quality decisions comes naturally to me. Your concerns in handling the details of an important transaction will be addressed professionally and with sensitivity to your personal, specific needs. I handle each mortgage loan as if it were my own. I believe that a person’s attitude affects everything they do. My attitude is that personal attention, hard work, enthusiasm and commitment to quality makes a person successful. I apply this to everything I do. You can trust me to personally take care of your mortgage financing needs. I invite you to experience the difference at Ruoff Mortgage and I look forward to the opportunity to earn your business!
2020
2022
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Sheri Watkins was a pleasure to work with. Very prompt and was readily available when needed.
Andrea Jane C.West Chester, OH, October 26th, 2024 09:15 PM
Sheri was very efficient. Everything was smooth and stressless. Easiest process I've experienced when buying a home.
Allison S.Troy, OH, September 25th, 2024 11:08 AM
Sheri was great. She made my first home buyers experience great. It all went very smoothly
Hailey K.Cleves, OH, August 1st, 2024 11:03 AM
Sheri was so easy to working with and super friendly!
Jamie C.Middletown, OH, July 5th, 2024 01:05 PM
Working with Sheri was the best experience. She helped me step by step and I couldn't have done it without her.
Angela J. B.Trenton, OH, June 26th, 2024 10:37 AM
Sheri was outstanding!
Matthew V S.Traverse City, MI, January 1st, 2024 03:29 PM
Fast and communication from start to finish!!
Michelle Paula P.Lebanon, OH, April 5th, 2024 02:26 PM
Sheri was wonderful to work with. She was very knowledgeable and efficient. She was very responsive and professional. I would highly recommend Sheri and Ruoff to anyone looking for a loan.
Michael G G.CINCINNATI, OH, April 29th, 2024 11:32 AM
Sheri is extremely knowledgeable and very helpful. She explained everything very clearly and exceeded expectations.
Ted Robert B.Hamilton, OH, October 22nd, 2023 12:29 PM
I have been involved in several hundred real estate transactions. This was by far the best, fastest, and easiest closing that I have experienced. I'm very excited to refer Ms Watkins to my friends and family!
Christopher S.Matlacha, FL, November 6th, 2023 03:43 PM
Sheri, such an amazing person. She’s so very helpful very responsive and very patient. I had an amazing experience working with her.
Allah A.West Chester, OH, October 2nd, 2023 11:04 AM
Sheri walked me the loan process and was always available for any questions I had. She made the process seamless. I would recommend Sheri to anyone needing a loan.
Eleni Anna J.West Chester, OH, August 30th, 2023 04:14 PM
Just made the process as straightforward and painless as possible. Thank you!
David E W.Bethel, OH, August 19th, 2023 07:40 AM
Branches throughout
the US.
Customer Satisfaction Score.*
Days or less average
clear-to-close.**
Years of helping
homeowners like you.
Milestones updating you throughout the process.
Minutes at the closing
table on average.
*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend.
All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender.
NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit:
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**
The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review,
and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender.
Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit:
http:
Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.