High Contrast:
Get Started
Picture of Sally Smith
Picture of Sally Smith

Hi, I'm Sally!

Loan Officer

I will work hard to help you achieve your homeownership goals.

99.13% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm Sally!

Loan Officer

I will work hard to help you achieve your homeownership goals.

99.13% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
Get Started

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Review 1

    Source of Rating Icon

    Great communication

    Tabatha P. D.

    Constantine, MI, April 15th, 2025 10:40 AM

  • Review 2

    Source of Rating Icon

    Sally was amazing!! She helped every step of the way!!

    Ciara B. B.

    Tecumseh, MI, March 18th, 2025 07:30 PM

  • Review 3

    Source of Rating Icon

    My loan officer was extremely knowledgeable and went above and beyond to answer all my questions

    Jack S.

    Fishers, IN, February 23rd, 2025 04:45 PM

  • Review 4

    Source of Rating Icon

    Dearest Sally Smith & Nella Butchbaker provided us with a 10/10 experience and guided our family every step of the way. Thank you ladies! You are the very best!

    Emily K.

    Olivet, MI, February 10th, 2025 11:11 AM

  • Review 5

    Source of Rating Icon

    Sally is Awesome!

    Quandra P.

    FORT WAYNE, IN, October 28th, 2024 11:06 AM

  • Review 6

    Source of Rating Icon

    Sally Smith deserves a shout out! She went above and beyond in communicating with us and keeping us up to speed on what was going on and what was needed. I truly appreciate how much she cared about getting our closing done on time. I will highly recommend her to my friends and family.

    Jennifer Lynn C.

    Pinckney, MI, October 3rd, 2024 11:06 AM

  • Review 7

    Source of Rating Icon

    The ruoff team members went above and beyond to get me in the home of my dreams. Sally Smith and Sally Burke-Elmore knew their stuff and worked together to explore all options available to get me where I wanted to be. They both really made me feel very important and very comfortable throughout the entire experience!! I couldn’t be happier!!

    Jennifer W.

    Center Point, IN, July 7th, 2024 07:52 PM

  • Review 8

    Source of Rating Icon

    Sally came across as personal and caring while maintaining being professional. I do believe love should be before rules. Rules are honored but love can still be felt even with so many rules. That is meaningful to me.

    Chenel E.

    Hymera, IN, June 15th, 2024 08:55 AM

  • Review 9

    Source of Rating Icon

    Everyone was happy to help and answer any questions

    Monte S.

    Parker City, IN, May 24th, 2024 12:36 PM

  • Review 10

    Source of Rating Icon

    Made everything so simple, answered all and every question best of their ability!

    Christopher R. F.

    Burr Oak, MI, April 30th, 2024 11:14 AM

  • Review 11

    Source of Rating Icon

    Kept me well informed.

    Katherine H. W.

    Mentor, OH, March 30th, 2024 12:01 PM

  • Review 12

    Source of Rating Icon

    She was a very nice lady always answered all my questions to a tee. There was never any surprises with sally smith so was always honest and never pointed me towards the wrong direction! I’ve always loved using rouff and will always continue to use rouff and send anyone i know to rouff great company and great people! Thank you all for everything!

    Jaydon T W.

    Muncie, IN, January 25th, 2024 11:18 AM

  • Review 13

    Source of Rating Icon

    Overall excellent experience!

    Arzell W.

    OTTAWA HILLS, OH, October 16th, 2023 11:37 AM

See More

Why should you choose Ruoff?

59

Branches throughout
the US.

98.4%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

41

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2024 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

Ruoff Mortgage- Fort Wayne Branch

I would love to hear from you!

Call me at 260.442.4393 or message me below!

Download our !