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Picture of Sally Burks Elmore
Picture of Sally Burks Elmore

Hi, I'm Sally!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.17% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm Sally!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.17% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

Hello, I’m Sally Burks Elmore, your dedicated Mortgage Loan Officer, with Ruoff Mortgage.  I’m not just here to assist you with your mortgage needs, I’m here to understand your dreams and help you achieve them!  But my dedication doesn’t stop at the world of mortgages; it extends to my community and the people I am privileged to know.
 

With 18 years of experience in the mortgage industry, I’ve had the privilege of guiding numerous clients and their families on their path of homeownership. I believe that a home is more than just a house; it’s a place where your faith, family, and love for animals come together.  It’s where you create beautiful music, not just with instruments but with your everyday life.

 

My approach to mortgages is simple:  It’s about you, your dreams, and the life you want to create.  I’m not just your Mortgage Loan Officer:  I’m your partner in this journey.  I offer personalized guidance and financing solutions to ensure your unique needs are met, whether you are a first-time homebuyer, a family looking to grow, someone who needs to refinance to consolidate debt or someone who wants to explore investment opportunities. 

 

But my commitment doesn’t stop there!  I’m passionate about community involvement and believe in giving back. I’m a member of Spencer Main Street Board and the Secretary, the SCIREMC Roundup Board, The Bloomington Board of Realtors and a member of their Food Drive Committee and am currently serving as one of the Directors for the Indiana Mortgage Bankers Association.  In 2024, I will serve a third time as the Chair of the South Central Indiana Mortgage Bankers Association. Additionally, I’m proud to be part of the Monroe County Chamber of Commerce Bloomington Women in Leadership Steering Committee, supporting and empowering women in our community.

 

These connections extend beyond my professional life.  I have very close personal friendships that have lasted many years.  One of those relationships is with my Best Friend of 43 years!  It’s these relationships that fuel my commitment to creating a thriving community. 

 

I have achieved professional milestones that reflect my dedication. In 2022, I was honored as a President’s Club Member with Ruoff and I maintain a 5.0 survey rating, a testament to my commitment to excellence and customer satisfaction.  Most recently, I was the Branch winner for the most closed loans in September, showcasing my dedication to helping clients reach their homeownership goals.

 

In my personal life, we recently celebrated the joyous moments of our son and daughter-in-law’s one year anniversary, witnessing their love and growth is a source of happiness for us.  I also had the privilege of marrying the love of my life in January of 2023. These milestones remind me of the importance of family and meaningful moments in life.

 

In addition to these personal milestones, I grew up in the community I lend in.  This is not just a job for me; it’s a lifelong connection. I’m not just your Mortgage Loan Officer: I’m your neighbor, your friend, and a part of this community.

 

Outside of my mortgage world, my passions drive me.  My faith is the foundation of my values and commitment to honesty and integrity in every transaction.  My husband and family provide me with the love and support that fuels my dedication to helping you.  Animals are a source of joy in my life, reminding me of the importance of care and connection. 

 

Let me not only be your Mortgage Loan Officer but also your partner in your dreams, a dedicated member of your community, and friend who understands the importance of your life’s special moments.

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What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Review 1

    Source of Rating Icon

    Sally was knowledgeable, efficient, communicative, and friendly. She approached us with solutions, not problems, and made our closing process one to remember!

    Hannah T.

    Indianapolis, IN, October 23rd, 2024 05:09 AM

  • Review 2

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    Sally was absolutely amazing, she answered any and all of my questions very quickly! She explained everything to me very well and was extremely polite the whole time. I would definitely work with her again!

    nataliecalvert65

    Indianapolis, IN, November 8th, 2024 01:01 PM

  • Review 3

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    That all I had to do was sign my name.

    Tyson U B.

    Poland, IN, December 18th, 2024 01:19 PM

  • Review 4

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    Sally was wonderful to work with. As a first time homebuyer, she made the process organized, comprehendible, and quick.

    Kyrstin M R.

    Spencer, IN, December 18th, 2024 12:08 PM

  • Review 5

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    Sally was terrific in every way. Thank you!

    Sherri D.

    Indianapolis, IN, December 2nd, 2024 07:03 AM

  • Review 6

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    We completed the loan and closing remotely and all went very smoothly

    John V M.

    Sandborn, IN, December 3rd, 2024 08:10 AM

  • Review 7

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    Sally was quick to respond to all my questions and concerns She was able to get me the best there was for my circumstances

    Heather L C.

    Bloomfield, IN, November 16th, 2024 01:45 PM

  • Review 8

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    Sally was amazing! We used to work with Huntington Bank in greenwood and Sally was steps above the service we got there! Everything was quick and painless!!

    Jillian K H.

    Bloomington, IN, May 9th, 2024 11:03 AM

  • Review 9

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    Sally worked really hard to make my dream of being a homeowner for me and my kids come true. She handled every hurdle and kept me pushing when I was overwhelmed. She was a saint!

    Jessica T.

    Worthington, IN, May 11th, 2024 11:22 AM

  • Review 10

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    Sally was so patient with me and made sure I understood all the information she was giving me! This was the easiest experience I've ever had purchasing a home, I will recommend her to anyone looking for an agent.

    Charles G T.

    Spencer, IN, October 17th, 2024 04:12 PM

  • Review 11

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    Sally was amazing to work with! She is so friendly, knowledgeable and helpful. She knew time was of the essence for us and did everything to make sure we closed on time! I would recommend Sally to anyone and everyone!

    Tracy M C.

    Spencer, IN, October 14th, 2024 08:49 PM

  • Review 12

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    Everything. Sally was great!

    Mikaela R.

    Spencer, IN, September 27th, 2024 11:34 AM

  • Review 13

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    Very knowledgeable and helpful.

    Catherine H.

    Bloomington, IN, September 2nd, 2024 05:04 PM

See More

Why should you choose Ruoff?

65

Branches throughout
the US.

98.4%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

40

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

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