I will work hard to help you achieve your homeownership goals.
I will work hard to help you achieve your homeownership goals.
With over two decades of mortgage lending and executive experience, I merge hard-working, real-world expertise with cleverness, insight, humor, urgency, and care in my special approach to assisting my clients in finding the right loan program for them. As a Sr. Loan Officer, I know that my job is not simply to facilitate the loan; my job is to be a trusted counselor. Home-buying can be a difficult, stressful, and often scary experience. A great counselor allows clients to feel safe and provides excellent service every step of the way.
Continually seeking new personal and professional performance levels, I deliver success with attention to detail, personal challenges, and relentless follow-through. I pride myself on originality and progressive ideas. I believe that originating is a noble profession and that mortgage professionals who act in the best interest of their customers provide a valuable service to society.
After completing my 4-year collegiate career as a letterman for the Indiana University- Bloomington Men's Baseball Team, I graduated with a B.S. in Sports Marketing & Management. I began my mortgage career as a Loan Officer for Beazer Mortgage in 1999. I perfected my skill and progressed to management and executive positions for the mortgage arm of National Top Ten & Fortune 500 Homebuilder, Beazer Homes. I then flexed my entrepreneurial spirit and joined forces with Amy Robbins to head up the Robbins/Frantz Mortgage Planning Team through Fairway Independent Mortgage. In 2012, I seized the opportunity to join Midwest powerhouse Ruoff Mortgage as SVP - Area Manager of the Central Indiana division. Since joining Ruoff, I've helped build a team of nine branches with over 100 employees. On a personal loan origination note, I've reached the Scotsman's Guide of Top 1% Loan Originators in the US in 2019 and 2020.
I reside in Carmel with my wife, Erika, and our daughters, Lexie and Vivie. Erika is a Top Producing REALTOR with Berkshire Hathaway Home Services. Erika and I find deep happiness spending time with our family and friends and enjoying community and church activities. I was born and raised in Marion, Indiana. I have deep roots in Indiana and am proud to be a Hoosier.
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The experience that my wife and I had with Ryan was above and beyond his scope of work. He knew exactly what we needed to do to get our loan approved. He told us from the very beginning that he didn't see a problem get us approved. Which in the end we got our dream house. He knows how the mortgage business works and he does a exceptional job. We could not have asked for a better team on our side, they all worked day in and day out to get us our home. We couldn't have asked for a better person then Ryan, he gave us 1000%.
Clarence E B.Olney, IL, May 12th, 2024 07:44 AM
Ryan Frantz was exceptional to work with!
Jeffrey W H.Westfield, IN, December 17th, 2024 08:43 PM
Ryan you are the man
Juan Noel R.Belleville, IL, December 17th, 2024 12:26 PM
Ryan, you are the man. I didnt know anything about this process, and you helped me out through out this process.... so thank you sir.
Robert S.Olney, IL, December 4th, 2024 11:06 AM
Ryan and Stacey went above and beyond! They were patient with us despite our million questions and emails. Our family cannot thank them or Ruoff for helping us make our dream come true!
jordyn728Peru, IN, November 22nd, 2024 11:32 AM
From the very first contact Ryan Frantz, exceeded our expectations. We heard about his outstanding work through one of my coworkers who referred us to Ruoff. My husband and I went into the conversation having no idea where we stood and with virtually nothing prepared to make a home purchase, we were just 'checking into things.' Ryan instilled confidence in our ability to achieve our dreams. We found and purchased a home that very same month. The entire process Ryan was a phone call away and made us feel very safe and supported. His transparency is unmatched and made the process ridiculously easy and seamless. I could write a book about how well he exceeded our expectations. I will be recommending him to all of our friends and family looking to buy a home! Thank you Ryan!
Darien L.Mount Carmel, IL, November 19th, 2024 02:29 PM
This was my first time needing a loan and first home purchase. My loan officer, Ryan, was so patient and happily willing to promptly answer all of my many questions along the way. He was so helpful!
Andrea N. D.Indianapolis, IN, November 18th, 2024 09:49 AM
Every time I called or emailed I got a quick and proper response and always friendly. Was advised of all my options and look forward to doing business in the future.
Jeffrey S. S.Toledo, OH, November 17th, 2024 11:38 AM
Very responsive
Julianne D.Fishers, IN, November 13th, 2024 06:01 AM
We had the opportunity to work with Ryan and he was fantastic. He was always really kind to us and he always answer so many questions that we had as a first time buyers. He explain every step of the process making it smooth and really enjoyable. Thanks to him. I never stress out. I can highly recommend him and I would love to work with him again.
Paola T.November 13th, 2024 01:03 PM
Ryan Frantz is by far the best mortgage person we have ever worked with. Ryan has helped us with several mortgages and his communication, dedication and customer service is beyond superior! Mark and Sharon Drapala
Mark Frederick D.Indianapolis, IN, November 13th, 2024 01:07 PM
We've been working with Ryan for a while to prepare ourselves for buying a house. He has given us lots of helpful tips to build credit and save money to make buying a reality. Ryan worked closely with our realtor to make sure we had a seamless home buying experience. He kept us informed and we had no surprises along the way. We really appreciate Ryan and all of his help!
Kacie L B.Olney, IL, March 29th, 2024 12:03 PM
Quick response to emails
Brian E F.Fishers, IN, November 11th, 2024 07:13 PM
Ryan was great to work with
Steve E M.Dunkirk, IN, November 12th, 2024 11:03 AM
Branches throughout
the US.
Customer Satisfaction Score.*
Days or less average
clear-to-close.**
Years of helping
homeowners like you.
Milestones updating you throughout the process.
Minutes at the closing
table on average.
*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend.
All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender.
NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit:
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**
The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review,
and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender.
Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit:
http:
Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.