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Picture of Richard Mooshian
Picture of Richard Mooshian

Hi, I'm Richard!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

98.43% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm Richard!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

98.43% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
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What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you*

  • During the entire process, Richard was constantly available, responsive, and supportive. He was always willing to work with me and walk me through every step of the process with a level of patience and empathy one rarely encounters. His kindness and absolute professionalism never flagged, and he went out of his way on multiple occasions to consider my personal and financial situation. By the end, I came to regard him as more of a friend than just a loan officer. My refinance went off without a hitch, I got an incredible interest rate, and I have nothing but admiration and respect for Richard Mooshian. I will be recommending Richard, and Ruoff Mortgage, to every single person I know who is considering applying for a home loan.

    Adam , happy client
  • Richard was very helpful and always available whenever I had questions.

    Larissa D, happy client
  • Richard was very responsive and informative. Never pushy, always there when I had a question.

    Scot Y, happy client
  • Richard made everything very easy throughout the whole process. I travel a lot for work and was scheduled to be out of town the week of closing, he made sure to arrange everything for a remote signing and communicated through the whole process.

    Gerald G, happy client
  • Richard was excellent. His communication was extremely professional and constant.

    Fernando P, happy client
  • Richard answered the phone and emails extremely fast. If something needed to be done or changed he let me know right away and was very informative and available.

    George D, happy client
  • I can’t think of anything that could have been done better, Richard was always very informative about the process and the status, very knowledgeable, and easy to work with.

    Leonardo O, happy client
  • Richard was marvelous to work with. He answered all of our questions, he kept us informed on the status of our loan, and he worked diligently to make sure we had all of the documentation necessary to make our process smooth. My husband previously purchased a home with a different lender and had a nightmare experience. However, he has been singing praises of Richard and the Ruoff team since our new home closed because of the smooth process and excellent service we received!

    Kelsi W, happy client
  • Richard was amazing, friendly and just all around helpful.

    Molly V, happy client
  • Richard was amazing! He spent time upfront to price out different options for me. He followed up and kept me in the loop at all times. I have never seen a loan closed so quickly or go so smoothly with no stress. Simply the best mortgage/refi experience I have had. Thank you, Richard!

    David A, happy client
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Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

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I would love to hear from you!

Call me at 317.945.5246 or message me below!

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