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Picture of Richard Jones-Sekse
Picture of Richard Jones-Sekse

Hi, I'm Richard!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

97.21% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm Richard!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

97.21% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

For nearly 6 years, I've been helping homebuyers like you achieve their dreams of homeownership. I specialize in a variety of mortgage products, such as Conventional, FHA, and VA programs. Before joining Ruoff, I worked in sales and customer service, which gave me valuable skills that I use every day as a loan officer. My hard work paid off in 2024 when I became the top salesperson for the Consumer Direct Department and was named to Ruoff’s President's Club – a professional achievement I'm incredibly proud of.

What I truly enjoy in my position is listening my borrowers’ wants and needs so that I can tailor loan options that best serve them individually. My personal philosophy is simple: treat others as I would like to be treated. That's why I pride myself on developing genuine relationships with my clients that extend beyond the typical mortgage transaction. You might be surprised to know that I often spend time with current and prospective borrowers outside of work, just getting to know them. I believe in being caring, truthful, and knowledgeable, so you can trust me to guide you through the mortgage process.

Outside of work, I'm a devoted father to my two amazing daughters, Millie and Bella. They are truly my world! In my spare time, I enjoy working out, watching sports, and spending quality time with my family and friends.

My advice to you, whether you're a first-time homebuyer or looking to refinance, is this: make sure you're working with an individual and a company you trust. At Ruoff, we have an incredibly supportive culture, and I'm confident that together, we can make your homeownership dreams a reality.

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What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Review 1

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    From the very beginning when I received RICHARD's call, he was a man of his word and he worked very hard to get me exactly what I needed! He is definitely a professional in his field and VANESSA just put the icing on the cake. Thank you very much. AreRU

    Julia T.

    Philadelphia, PA, February 5th, 2025 11:07 AM

  • Review 2

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    Richard was an exceptional loan officer with me. I have had several mortgages through the years and have never been so informed or felt more cared for that with Richard and Ruoff.

    Marilyn J H.

    Fayetteville, AR, December 3rd, 2024 11:22 AM

  • Review 3

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    I chose Ruoff because of Richard Jones. He was knowledgeable and extremely helpful, but more than that... he was polite and did not seem pushy. Of course, he wanted us to contract and sell the mortgage, but I never felt pushed as did with other lenders. I turned down a slightly better rate because of the relationship I had built with him and I felt I could trust him. It was an easy decision and transaction. He will definitely be considered for future business.

    Christie M C.

    Austin, IN, November 3rd, 2023 01:23 PM

  • Review 4

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    Very easy application process. I was kept up to date on everything and the closing process was simple.

    Deborah H.

    Hazard, KY, September 3rd, 2024 09:46 AM

  • Review 5

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    I think everything about our experience was excellent.

    David A A.

    Peachtree City, GA, December 17th, 2024 07:35 PM

  • Review 6

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    The ease and quickness of getting a loan, and having knowledgeable people to work with.

    Kala S W.

    Osmond, NE, November 13th, 2024 03:37 PM

  • Review 7

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    Richard and the rest of the team made my re-fi easy and we got it done quickly. Richard was very friendly and extremely helpful!

    Christopher A R.

    West Lafayette, IN, November 3rd, 2024 12:17 PM

  • Review 8

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    Smooth, easy process.

    Laura H.

    Donalds, SC, October 21st, 2024 11:03 AM

  • Review 9

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    Richard made the process seamless and left no question unanswered.

    James R C.

    Milton, FL, October 7th, 2024 11:45 AM

  • Review 10

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    easy, everybody nice

    Alice J M.

    MORRISON, TN, October 1st, 2024 11:24 AM

  • Review 11

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    As a return customer I worked with the same people who were friendly and very knowledgeable.

    Ruthie Jo W.

    Armuchee, GA, September 22nd, 2024 04:28 PM

  • Review 12

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    Richard Jones was awesome to work with. He was very knowledgeable and willing to help right from the start. He worked with me on getting the best possible loan for my circumstances, not just on the business perspective. The process was very smooth, done in a short amount of time and everyone was very responsive and extremely helpful with any questions. This was my first time doing this and I couldn’t have picked a better company to go through. I will definitely be recommending Ruoff!

    Bailey M S.

    Willmar, MN, September 5th, 2024 11:45 AM

  • Review 13

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    Customer service was fantastic from the beginning to end. Thank you

    Susan Yvonne I.

    Pensacola, FL, August 22nd, 2024 11:32 AM

  • Review 14

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    Everything about the process and the team was very easy and exceptional service

    Frederick J G.

    Andalusia, AL, August 19th, 2024 11:56 AM

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Why should you choose Ruoff?

65

Branches throughout
the US.

98.4%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

41

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

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