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Picture of Paula Routt
Picture of Paula Routt

Hi, I'm Paula!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.20% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm Paula!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.20% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
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What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Review 1

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    Paula was very quick to respond. Explained everything, was so patient with us, and helped us every step of the way. She was so amazing!!

    Christine A G.

    Clarksburg, OH, January 15th, 2024 11:38 AM

  • Review 2

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    Paula was awesome she treated my wide and I like we have been friends, she went above and beyond loan officer duties with providing helpful knowledge in the area we were moving to. From getting utilities turned on to recommending a new veterinarian. She is a true asset to your company.

    Samuel B L.

    Circleville, OH, July 1st, 2023 11:23 AM

  • Review 3

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    Paula made the whole process very simple and easy, I wouldn’t have changed anything. Before when I wanted to buy a house other lenders didn’t make me feel comfortable with the process and made me stir away from it. Paula wasn’t like that at all! She was great, she made me feel like family and made sure to do everything in her power to help me through the whole process. If I ever had any questions or still do to this day she is always straight forward and explains everything very well. Definitely am glad i had Paula as my lender! I recommended her to everyone I know who is wanting to buy a house.

    Jayci M N.

    Circleville, OH, June 16th, 2023 01:55 PM

  • Review 4

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    Paula and Debbie were delivered top of the Line service!! Very personal and gave us their very best!! We we're beyond pleased with their services!! Thank you both so so much!!

    Nathaniel A M.

    Ashville, OH, December 24th, 2024 08:58 AM

  • Review 5

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    The communication was amazing!

    Allison L S.

    Circleville, OH, December 22nd, 2024 04:47 PM

  • Review 6

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    Paula was AMAZING! She kept us informed and updated through the entire process and answered all of our questions quickly ( even the small ones) I appreciate her so much and will always reccomend working with her! Made our first time home buying experience amazing!

    Tierra R. M.

    Circleville, OH, December 17th, 2024 12:29 PM

  • Review 7

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    You stand on top of things

    Patricia S L.

    Circleville, OH, November 3rd, 2024 03:02 PM

  • Review 8

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    The poeple made a great difference

    Lawrence A L.

    Circleville, OH, October 31st, 2024 11:07 AM

  • Review 9

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    This is the second time we have worked with Paula and could not be more pleased with our experience! So easy to work with and kept us up to date on the process. We will definitely choose Paula Routt with Ruoff Mortgage again!

    Carlos A V.

    Circleville, OH, October 28th, 2024 04:56 PM

  • Review 10

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    Thereafter is available to you 24/7 and unlike buying a car they truly care and listen to what a buyer wants.

    Pamela K.

    Mount Sterling, OH, October 20th, 2024 11:04 AM

  • Review 11

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    The friendly, informed, and knowledgeable service we received

    Michael L A.

    Chillicothe, OH, October 14th, 2024 11:36 AM

  • Review 12

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    Paula was wonderful to work with! She is very knowledgeable and was extremely helpful in our first time home buying experience. She was able to answer any questions we had quickly. She explained the entire process well so we could understand and made it easy.

    Rachel M.

    Williamsport, OH, September 7th, 2024 03:12 PM

  • Review 13

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    Paula is amazing!! Excellent customer service! She answered our questions/concerns very promptly. This was by far the best finance experience we have ever had!

    April L H.

    Circleville, OH, July 18th, 2024 07:05 PM

  • Review 14

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    Paula and Debbie were very responsive and answered all my questions.

    Kelsey P.

    Galena, OH, June 27th, 2024 11:05 AM

  • Review 15

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    Paula was excellent to work with. She is very knowledgeable and communicated very well with us. Would recommend her to anyone and would Definitely work with her again!

    Robert S W.

    Lancaster, OH, June 25th, 2024 08:25 AM

  • Review 16

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    Paula went above and beyond to help my husband and I no matter the time of day or what day it was she always replied, even when she was on vacation!!!

    Heather D L.

    CHILLICOTHE, OH, March 14th, 2024 11:38 AM

See More

Why should you choose Ruoff?

65

Branches throughout
the US.

98.4%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

40

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

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Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

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I would love to hear from you!

Call me at 740.248.4470 or message me below!

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