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Picture of Patrick Guibert
Picture of Patrick Guibert

Hi, I'm Patrick!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

98.10% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm Patrick!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

98.10% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
Get Started

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Review 1

    Source of Rating Icon

    Patrick did an amazing job making my home buying process as smooth as possible. He was available whenever I needed him and went above and beyond. I would highly recommend him and will be going with the Ruoff team again!

    Zachary A Y.

    Rochester, IN, May 30th, 2023 12:32 PM

  • Review 2

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    Friendly, informative service throughout the entire process!

    Rachel L.

    Elkhart, IN, February 20th, 2025 12:22 PM

  • Review 3

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    Patrick was easy to work with, very knowledgeable and exceptionally courteous!

    Jamie L.

    Elkhart, IN, February 17th, 2025 11:04 AM

  • Review 4

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    Knowledgeable and professional, very easy to work with.

    Leon C C.

    Bristol, IN, February 7th, 2025 04:12 PM

  • Review 5

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    Thanks. Excellent experience. Would work with again.

    Paula G C.

    Bristol, IN, February 3rd, 2025 11:06 AM

  • Review 6

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    Clear Communication, You provided clear, concise, and transparent information throughout the process, making it easy to understand next steps and expectations. Timeliness: The closing process was efficient, with no unnecessary delays, ensuring everything was completed in a timely manner. Personalized Attention: You offered tailored solutions or assistance that made me feel valued and understood during the closing process.

    NorthernWhite71

    South Bend, IN, January 21st, 2025 12:21 PM

  • Review 7

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    Very prompt

    Terry L K.

    Plymouth, IN, January 21st, 2025 11:12 AM

  • Review 8

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    Patrick was so easy to work with and kept us informed of everything that was going on and what was coming. We would highly recommend him!

    Tammy K K.

    Plymouth, IN, January 20th, 2025 08:55 AM

  • Review 9

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    Straightforward and amazing to work with

    Andrew W.

    South Bend, IN, January 18th, 2025 11:07 AM

  • Review 10

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    Patrick was amazing! He made the whole experience so easy and quick!!!

    John J B.

    Plymouth, IN, December 25th, 2024 12:18 PM

  • Review 11

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    From the monent we started the process with Patrick he was quick to get us answers and always let us know what we needed to make this dream a reality for us. Our realtor said he would make it happen & he did!

    Betsy A B.

    Plymouth, IN, December 25th, 2024 12:12 PM

  • Review 12

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    Experience was great Patrick was very helpful all ways answering question. It was a pleasure working with patrick Guibert.

    Gustavo M.

    ELKHART, IN, December 1st, 2024 11:12 AM

  • Review 13

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    Patrick was wonderful to work with!

    Kayla R M.

    OSCEOLA, IN, November 11th, 2024 12:42 PM

  • Review 14

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    Patrick was so informative and knowledgeable providing us with so much education and patience to make this process so smooth for our family! He answered all of my many questions so quickly & thoroughly while also taking care of turning around documents to us to keep things moving.

    Alexis L S.

    Lakeville, IN, April 22nd, 2024 03:15 PM

See More

Why should you choose Ruoff?

65

Branches throughout
the US.

98.4%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

41

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

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I would love to hear from you!

Call me at 574.286.2996 or message me below!

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