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Picture of Nancy Cady
Picture of Nancy Cady

Hi, I'm Nancy!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

97.07% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm Nancy!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

97.07% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

I moved to Ruoff Mortgage in 2001. I've been a mortgage professional since 1998 but have a background in real estate and the title business. I have a Bachelor of Science degree from Kansas State University where I majored in marketing and mathematics.

Mortgage lending has become one of the most complex industries in the past decade. Whether this is your first home purchase, a refinance or you are a move-up buyer, I will make sure that I listen to your needs and creatively come up with the best loan product for your situation. The process will be streamlined and easy to understand. The majority of my business comes from referrals and I will extend the same professional service to your friends and family.

I cannot imagine working for any other company. I came to Ruoff nearly ten years ago because it was clear that they put the client ahead of profits every time. Ruoff continues to provide an atmosphere of mutual respect and service and I am honored to be a part of their sales team.

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President's Club Member

President's club seal 2019
President's club seal 2020
President's club seal 2022

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Review 1

    Source of Rating Icon

    I recently purchased a house, and I must say, working with Nancy as my loan officer made the entire process nothing short of excellent. From the moment I started the journey of securing a mortgage, Nancy's expertise and dedication shone through. Nancy's exceptional professionalism and attention to detail were evident from our very first meeting. She took the time to thoroughly explain the various loan options available to me, ensuring that I fully understood each step of the process. Her in-depth knowledge of the mortgage industry and current market trends instilled confidence in me as a first-time homebuyer. Throughout the loan application and approval process, Nancy's proactive communication and responsiveness were truly remarkable. She kept me informed at every stage, promptly addressing any questions or concerns that arose along the way. Her guidance and support were invaluable, making what could have been a daunting process feel seamless and stress-free. What sets Nancy apart is her genuine care for her clients' well-being. She went above and beyond to ensure that I secured the best possible mortgage terms tailored to my financial situation. Her dedication to finding the right solution for me was truly commendable. In conclusion, Nancy's professionalism, expertise, and personalized approach made my experience as a homebuyer truly exceptional. I cannot recommend her highly enough to anyone in need of a reliable and trustworthy loan officer. Thank you, Nancy, for making my dream of homeownership a reality!

    TIMO R.

    Fort Wayne, IN, June 25th, 2024 02:21 PM

  • Review 2

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    Nancy was always available. No matter what time of day she listened and followed through which in today's society is not normal and therefore stood out.

    Jeremiah Ray B.

    FORT WAYNE, IN, March 4th, 2024 11:20 AM

  • Review 3

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    Our agent Nancy Cady walked us through the process with an amazing willingness to help us understand each step and answer any questions we had in a very timely manner She went above by checking in with us to make sure things were moving smoothly and that she was available to us should anything arise

    Lorraine L. S.

    Huntington, IN, February 5th, 2025 05:50 PM

  • Review 4

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    Nancy is great as well as her team

    Kyle L.

    Huntertown, IN, February 14th, 2025 11:09 AM

  • Review 5

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    Nancy was reliable, personable and communicated very effectively every step of the way. She worked closely with us to make sure we understood the entire process and we are very thankful for her help!

    Kyle M.

    Fort Wayne, IN, January 7th, 2025 06:45 PM

  • Review 6

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    Nancy was like family to us. She was so kind and gentle during this difficult time for us. Not only did she fo do the most phenomenal job at being our loan officer and performed absolute miracles, but she also made us laugh, she listened to our problems and concerns, she communicated so wonderfully between the two of us, she helped us understand how we got to this point and its ok to ask for help. Her team and a shout out to Pam were excellent! They were also so helpful, professional, kind and man they were on it! I cant say enough about this experience with Nancy as she has made this whole process for me feeling so incredibly grateful for her vast knowledge in the business, her passion with helping others, her awesome communication and her beautiful open heart! Thank you Nancy for everything you did for Joe and I!

    Samantha D B.

    Huntington, IN, January 5th, 2025 11:25 AM

  • Review 7

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    Nancy was amazing and we greatly appreciate everything she did for us. She explained everything to us very clearly and made us feel like we were making right decision in our cash out home refinance. The process went very smoothly and quickly. We would strongly recommend her to anyone with no hesitation. Pam Zent and the rest of the Ruoff team were also wonderful and made sure this process went smoothly. Thanks again to all of the Ruoff staff who made this happen.

    Joseph D B.

    Huntington, IN, December 29th, 2024 04:45 PM

  • Review 8

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    Nancy is fast, friendly, and efficient. She goes the extra mile for her clients!

    Amber L S.

    Angola, IN, December 24th, 2024 01:21 PM

  • Review 9

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    Nancy was so easy to work with. Very knowledgable and hands on.

    Nicholas B L.

    Auburn, IN, November 5th, 2024 11:49 AM

  • Review 10

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    Good response times. Super helpful with everything I needed

    Jackson T W.

    Auburn, IN, October 21st, 2024 07:37 PM

  • Review 11

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    Everything went smoothly due to all her hard work.

    Craig D. M.

    Fort Wayne, IN, October 6th, 2024 06:13 PM

  • Review 12

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    Nancy worked tirelessly to get us to closing in a very short time so that we could close prior to our vacation. She is the BEST!

    Connie M. M.

    Fort Wayne, IN, October 6th, 2024 04:38 PM

  • Review 13

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    Nancy Cady is the best in the business. Without Nancy, my wife and I had no shot at getting our dream home. Because of Nancy, my wife and I can grow our family in a home we absolutely love!

    Toby A T.

    Fort Wayne, IN, October 3rd, 2024 09:02 AM

  • Review 14

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    Worked late into the night to get everything submitted

    brad

    Fort Wayne, IN, October 1st, 2024 11:15 AM

  • Review 15

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    Nancy is the absolute best!!

    Mitchell G.

    Indianapolis, IN, September 15th, 2024 03:17 PM

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Why should you choose Ruoff?

65

Branches throughout
the US.

98.4%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

41

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

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Call me at 260.414.4485 or message me below!

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