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Picture of Kate Cusack
Picture of Kate Cusack

Hi, I'm Kate!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

100.00% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm Kate!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

100.00% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

As you start on life's most significant financial journey—buying a home—I understand the gravity of the decision you face. That's why I'm here to offer more than just mortgage services; I'm committed to providing unwavering support and guidance every step of the way.

With a keen focus on your needs, I'm dedicated to securing home financing solutions that not only fit your current circumstances but also ensure long-term affordability and value. Efficiency is key to homebuying, and I'll tirelessly work to expedite the loan process without compromising on thoroughness or quality.

Communication lies at the heart of my approach. By fostering open and transparent communication, I build enduring relationships with both clients and industry peers. As an Indiana native deeply rooted in "the region" for over a decade, I bring a local perspective and a wealth of experience.

Beyond the world of mortgages, I cherish moments spent with my loved ones—my husband and our fur-kids, Jake, Juno, and Jinx. Whether exploring new destinations, reveling in the great outdoors, delving into captivating reads, or crafting homemade breads and treats, I embrace life's simple pleasures.

Rest assured I will be your partner on your homeownership journey. I am dedicated, communicative, and committed to your financial well-being.

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What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Review 1

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    Kate is amazing!!!!

    Brianna M.

    GRIFFITH, IN, October 8th, 2024 01:55 PM

  • Review 2

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    Everything went smoothly.

    Nicole S.

    HIGHLAND, IN, October 6th, 2024 11:01 AM

  • Review 3

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    Very organized and excellent communication.

    Diane M S.

    HIGHLAND, IN, October 2nd, 2024 12:04 PM

  • Review 4

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    Kate was very good and returning calls and messages made the process way less of a headache

    Matthew James W.

    Cedar Lake, IN, September 24th, 2024 11:01 AM

  • Review 5

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    Buying or refinancing a house can be one of the most stressful times in one's life but working with Kate made our re-fi a flawless experience. Her knowledge, availability, and communication with my wife and I was absolutely amazing and not once did we ever question where we were in the process or worry if we had all the needed documentation. There is no doubt that Kate will be the one we call when we are ready for our next home.

    Kelly R M.

    Crown Point, IN, September 5th, 2024 05:20 PM

  • Review 6

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    Kate was fantastic through out the whole process. The loan butler was easy to use and the email and phone calls from Kate with updates let us know exactly what to expect and when. She was so helpful in the craziness of life including adding a puppy the week of closing, which she let us bring to our closing appoinment. We will definitely call Kate for any home finance needs in the future.

    Katie M M.

    Crown Point, IN, August 30th, 2024 05:03 PM

  • Review 7

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    Kate was an absolute pleasure to work with. She made the whole process painless!

    Rebecca P.

    Crown Point, IN, August 27th, 2024 12:12 PM

  • Review 8

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    Kate was quick to respond at any hour of the day which made our process easy. We really enjoyed the online portal and the easy access to sign documents! I would highly recommend Kate!!

    Jenna K M.

    Cedar Lake, IN, August 14th, 2024 11:06 AM

  • Review 9

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    Kate was wonderful! Very personable and I felt very well looked after. I appreciated everything she did to make this experiencing easy and carefree. She is a winner for sure!

    Judy W.

    New Carlisle, IN, August 9th, 2024 12:33 PM

  • Review 10

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    Kate was fantastic! As first time home buyers we had no idea how this process worked and she explained it to us every step of the way and always answered our questions as quick as possible. She truly made a stressful process feel a lot easier!

    delaney.barr2

    Crown Point, IN, August 11th, 2024 03:53 PM

  • Review 11

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    The entire loan application process was much easier than anticipated. Kate’s customer service and support exceeded our expectations. She was transparent throughout the entire loan application process. She made a stressful event seem so easy!

    cdrechse

    Hebron, IN, August 3rd, 2024 01:32 AM

  • Review 12

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    Kate was absolutely awesome to work with. Highly recommend her

    Jason S.

    Hebron, IN, August 1st, 2024 11:04 AM

  • Review 13

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    Kate was excellent from start to finish! Every question we had durning this process she was able to answer and promptly. Our closing went very smooth and quick which was great. We couldn’t have had a better experience!

    Angelina R.

    LOWELL, IN, July 28th, 2024 05:18 PM

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Why should you choose Ruoff?

66

Branches throughout
the US.

98.4%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

40

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

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Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

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I would love to hear from you!

Call me at 219.775.6645 or message me below!

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