High Contrast:
Get Started
Picture of Kate Cusack
Picture of Kate Cusack

Hi, I'm Kate!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

100.00% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award
Customer Experience Award

Hi, I'm Kate!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

100.00% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award
Customer Experience Award

Let me help you get pre-approved today!

As you start on life's most significant financial journey—buying a home—I understand the gravity of the decision you face. That's why I'm here to offer more than just mortgage services; I'm committed to providing unwavering support and guidance every step of the way.

With a keen focus on your needs, I'm dedicated to securing home financing solutions that not only fit your current circumstances but also ensure long-term affordability and value. Efficiency is key to homebuying, and I'll tirelessly work to expedite the loan process without compromising on thoroughness or quality.

Communication lies at the heart of my approach. By fostering open and transparent communication, I build enduring relationships with both clients and industry peers. As an Indiana native deeply rooted in "the region" for over a decade, I bring a local perspective and a wealth of experience.

Beyond the world of mortgages, I cherish moments spent with my loved ones—my husband and our fur-kids, Jake, Juno, and Jinx. Whether exploring new destinations, reveling in the great outdoors, delving into captivating reads, or crafting homemade breads and treats, I embrace life's simple pleasures.

Rest assured I will be your partner on your homeownership journey. I am dedicated, communicative, and committed to your financial well-being.

Get Started

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Review 1

    Source of Rating Icon

    Communication and process was a breeze !!

    Christopher B.

    Crown Point, IN, December 23rd, 2024 02:33 PM

  • Review 2

    Source of Rating Icon

    Kate stood out among all of the other people I was working with because she was always available for me when I needed her and when I told her what my goals were for my purchase she understood the task and got it done! I didn't have to "haggle" with her she just gave me a good deal right off the bat and no other lender could match her proposal. Also got me to closing 3 full weeks before my scheduled closing date! Kate is the very best! A consumate professional in every sense of the word!

    Atta T.

    Munster, IN, December 20th, 2024 11:21 AM

  • Review 3

    Source of Rating Icon

    Kate was fantastic. She went above and beyond all of my expectations. I will definitely be recommending her to everyone.

    Caleb T R.

    Crown Point, IN, December 20th, 2024 11:22 AM

  • Review 4

    Source of Rating Icon

    Kate was wonderful to work with and made the process seamless and stress free! She was wlways able to answer questuons and availbale every step of the way!

    blazaksm

    VALPARAISO, IN, December 18th, 2024 12:20 PM

  • Review 5

    Source of Rating Icon

    Kate was so great walking us through every step of the way. She went above and beyond and was the most helpful person that helped us through the whole process of buying our home. I will absolutely be referring her to everyone I know that is looking to get a loan.

    Kathleen M R.

    Crown Point, IN, December 17th, 2024 10:05 PM

  • Review 6

    Source of Rating Icon

    This is my second time working with Kate and both times she has been fantastic. She was always available for questions and explained everything clearly for us as our loan was being worked on. We would definitely recommend her for anyone that needs a loan serviced.

    Grant K.

    VALPARAISO, IN, December 17th, 2024 02:15 PM

  • Review 7

    Source of Rating Icon

    Kate made our experience so smooth and easy!

    Sara K.

    Crown Point, IN, November 26th, 2024 11:02 AM

  • Review 8

    Source of Rating Icon

    Kate was ready to help day and night . stayed on top of everything! no complaints

    Eric L.

    La Crosse, IN, November 2nd, 2024 08:29 AM

  • Review 9

    Source of Rating Icon

    Kate was absolutely the Best in ALL aspects she made this process a breeze!

    Cory S.

    Kewanna, IN, October 25th, 2024 11:48 AM

  • Review 10

    Source of Rating Icon

    Kate was great about watching the rates as the Feds were cutting them to lock in at the right time. She answered all of our questions promptly

    Tammy L C.

    Crown Point, IN, October 18th, 2024 11:22 AM

  • Review 11

    Source of Rating Icon

    Kate is amazing!!!!

    Brianna M.

    GRIFFITH, IN, October 8th, 2024 01:55 PM

  • Review 12

    Source of Rating Icon

    Everything went smoothly.

    Nicole S.

    HIGHLAND, IN, October 6th, 2024 11:01 AM

  • Review 13

    Source of Rating Icon

    Very organized and excellent communication.

    Diane M S.

    HIGHLAND, IN, October 2nd, 2024 12:04 PM

See More

Why should you choose Ruoff?

65

Branches throughout
the US.

98.4%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

41

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at 219.775.6645 or message me below!

Download our !