I will work hard to help you achieve your homeownership goals.
I will work hard to help you achieve your homeownership goals.
From finding your perfect home to moving in, we've got you covered.
Need a lower monthly payment, or want to get cash out? Learn more about your options.
Get your house on the market, and look for your next home!
Fern is so wonderful I just loved working with her. Highly recommend!
Jennifer B.Buchanan, MI, August 1st, 2024 11:04 AM
Our situation was unique and Kelly and Fern were so patient and understanding. They were great to work with!
Holly M B.Cassopolis, MI, August 3rd, 2024 11:17 AM
She was very patient, polite and understanding.
Niki H.Benton Harbor, MI, July 26th, 2024 10:23 AM
Fern was great. This is the second loan she helped me with and everything went very smooth. I am very pleased with Ruoff and how helpful and accessible Fern was for any question or help with the loan process. working with Fern has been a 10 out of 10 experienc.
Jeromy H.Middleville, MI, November 21st, 2024 11:09 AM
Helpful, knowledge, and available from the beginning of the loan process through closing. Fern really made it easy for us as first time homebuyers. We would recommend her in a heartbeat to anyone looking for a new home.
William Kenneth R.South Bend, IN, April 22nd, 2024 08:01 PM
Personal touch
johndalrymple78Niles, MI, October 25th, 2024 07:29 PM
Kelly is great to work with!
crystalmdalrympleNiles, MI, October 25th, 2024 01:20 PM
Excellent to work with
Alvin R P.Niles, MI, October 21st, 2024 12:29 PM
The Loan officers great attitude and positive reinforcement even when things looked questionable. I am a happy new home owner
Jason Allen P.Niles, MI, September 12th, 2024 11:05 AM
Very knowledgeable and very quick with responses and updates on the process. Also very friendly to work with.
Robert A.Niles, MI, May 13th, 2024 11:03 AM
Everything was absolutely fantastic, even when there were bumps in the road. Fern helped us keep moving and get this done.
Sara E S.Saint Joseph, MI, November 25th, 2023 11:05 AM
Fern was a delight to work with! She was always quick to answer any of my questions during the process of buying my first home. She went above and beyond explaining the process of every step and what to expect. She took her work to the next level and worked after hours keeping in touch with where the process was and what to expect for the following day!
Grace D.Niles, MI, June 30th, 2023 09:00 PM
We had a very easy loan and closing process.
Rick A S.Niles, MI, July 2nd, 2024 12:26 PM
Branches throughout
the US.
Customer Satisfaction Score.*
Days or less average
clear-to-close.**
Years of helping
homeowners like you.
Milestones updating you throughout the process.
Minutes at the closing
table on average.
*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend.
All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender.
NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit:
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**
The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review,
and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender.
Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit:
http:
Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.