I will work hard to help you achieve your homeownership goals.
100.00%Customer Satisfaction Rating
Hi, I'm
Tom!
Senior Loan Officer
I will work hard to help you achieve your homeownership goals.
100.00%Customer Satisfaction Rating
Let me help
you
get pre-approved today!
My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
From finding your perfect home to moving in, we've got you covered.
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Hear from people like you*
Review 1
5.0
I reached out to several companies and Tom was the first call I accepted. I was immediately comfortable with him and he answered several questions before I had even chosen a company I would go with. I did have other seemingly better offers, but chose Ruoff based on the gut feeling I had after that first call with Tom.
My buying process was very difficult and emotionally exhausting because of other involved parties, but Tom got me through it. He truly went above & beyond and was the only positive part of my home buying experience. I ask a lot of questions to full understand anything I am signing and he took the time to answer each one and fully explain the process interactions. I am sure I gave him a few headaches along the way, but he never let it show.
Ruoff's application and online process were simple and easy to use. I was not bombarded with calls or pressure after my initial inquiry. R*** and fees were comparable to others. The selling point for me was Tom. I never intend to buy a house again, but if I did I would absolutely call him again.
Maggie C.
Elizabethtown, IN, October 14th, 2024 01:05 PM
Review 2
5.0
Tom was able to patiently explain each phase of home buying as well as help navigate the many tasks associated with the process. He made us feel comfortable to ask questions. The app made signing and uploading docs easy which helped keep the process moving. We couldn't have been happier with our experience with Tom and will be referring people to him in the future.
Haven C.
Bloomington, IN, August 29th, 2024 08:46 PM
Review 3
5.0
Tom was great and replied immediately and fair to all questions we had!
Mason L.
BLOOMINGTON, IN, June 25th, 2024 10:58 PM
Review 4
5.0
It was painless and easy to do.
Carl H.
Brookville, IN, April 22nd, 2024 12:39 PM
Review 5
5.0
Extremely professional, prompt and informative in all areas
Debra J H.
Brookville, IN, April 19th, 2024 04:36 PM
Review 6
5.0
Very friendly and knowledgeable. The whole process was extremely smoothe and all questions were answered in a way that could be easily understood.
Abigail D W.
Worthington, IN, February 29th, 2024 11:04 AM
Review 7
5.0
Tom was always forthcoming with information and helped every step of the way. I would not hesitate to call him again were I to purchase another house.
Wesley S O.
BEDFORD, IN, November 1st, 2023 11:12 AM
Review 8
5.0
Everything was great and went well, wouldn’t change a thing! (Except interest rates 😅)
Noah F.
Bloomington, IN, October 16th, 2023 11:04 AM
Review 9
5.0
Tom was very helpful and got me in the house I wanted
Nolan K.
Columbus, IN, August 3rd, 2023 12:16 PM
Review 10
5.0
Tom was extremely helpful during our entire home-buying experience and was super easy to get in touch with. I would highly recommend him!
Veda A A.
CLOVERDALE, IN, June 28th, 2023 12:06 PM
Review 11
5.0
Tom Hriso is patient, prompt, and personable in all of his communications and assistance throughout the loan process. Felt like a friend was walking me through the process.
*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend.
All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender.
NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit:
http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.
**
The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review,
and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender.
Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit:
http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.
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