I will work hard to help you achieve your homeownership goals.
96.49%Customer Satisfaction Rating
Hi, I'm
Stephanie!
Senior Loan Officer
I will work hard to help you achieve your homeownership goals.
96.49%Customer Satisfaction Rating
Let me help
you
get pre-approved today!
My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
From finding your perfect home to moving in, we've got you covered.
Refinance
Need a lower monthly payment, or want to get cash out? Learn more about
your options.
Sell My Home
Get your house on the market, and look for your next home!
Hear from people like you*
Review 1
5.0
Stephanie was with us through the whole process. She was wonderful to work with, very professional and cheerful personality. When we had questions, she had answers! She was avalible anytime we needed her and made the process so much less stressful. She goes well above and beyond to provide excellent service. We will use Ruoff via Stephanie for all our mortgage needs going forward. Thank you Stephanie.
Joanne V P.
Wolcottville, IN, March 31st, 2025 01:41 PM
Review 2
5.0
Sthepanie Moncayo always answered and my questions and doubts were very clear, and without his help I would not have been able to do it
Ma M V.
South Bend, IN, January 26th, 2025 02:56 PM
Review 3
5.0
quick kept me updated fast response Answered all of questions I had very helpful had a great experience made it easy for me to get my house
Juan E. G.
South Bend, IN, January 24th, 2025 11:45 AM
Review 4
5.0
Stephanie was fantastic to work with. The entire experience was flawless
Stephanie M V.
Niles, MI, January 20th, 2025 11:06 AM
Review 5
5.0
Stephanie helped to make the experience extremely smooth with her communication, kindness and intelligence. I shopped around many places and was pleasantly surprised with Ruoff, specifically with working with Stephanie.
Scott A W.
Goshen, IN, January 18th, 2025 09:26 AM
Review 6
5.0
Big thanks to our loan officer, Stephanie Moncayo. She made our home buying process easy. She also did a great job in explaining the process and kept us well informed in any changes. We highly recommend her!
*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend.
All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender.
NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit:
http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.
**
The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review,
and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender.
Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit:
http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.
Calculate what's best for
you
Use our calculator below to find an estimated monthly mortgage payment that
works for you. Please remember the dollar amounts displayed are not
guaranteed, and what you actually pay may be different. These estimates are
for educational purposes only.