High Contrast:
Get Started
Picture of Stephanie Henderly
Picture of Stephanie Henderly

Hi, I'm Stephanie!

Loan Officer

I will work hard to help you achieve your homeownership goals.

95.40% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm Stephanie!

Loan Officer

I will work hard to help you achieve your homeownership goals.

95.40% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
Get Started

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Review 1

    Source of Rating Icon

    Stephanie was super nice. Always had a smile on her face. Very professional. Over all an amazing experience. Thank you

    Lilly M.

    Oregon, OH, March 19th, 2024 11:19 AM

  • Review 2

    Source of Rating Icon

    I continue to be extremely impressed with the knowledgeable, helpful and dedicated service throught the mortgage lending process at Ruoff. My loan officer, Stephanie Henderly, went the extra mile with all her hard work. I am truly grateful for her and Ruoff for helping me make my homeowners dream a reality!

    Viktor H.

    Toledo, OH, April 16th, 2024 02:26 PM

  • Review 3

    Source of Rating Icon

    Stephanie, you were absolutely incredible! Buying a house with a friend can feel like a recipe for disaster, but you made the entire process so smooth for Austin and me, it almost felt too easy. We closed in just two weeks, and honestly, I can't believe how stress-free it all was! Going into this, I was a nervous wreck. Deciding to buy a house with a friend is a big decision, and frankly, the whole mortgage process always seemed so complicated. But you were there for us every step of the way. You patiently explained everything in terms we could understand, even the most technical stuff. Your clear breakdown made it all click, and we felt so much more confident moving forward. And let's not forget how responsive you were! Whenever Austin or I had a question, no matter how small or silly it might have seemed, you were always just a phone call or text away. You never made us feel like we were bothering you, and you always took the time to walk us through things clearly. That constant communication was a lifesaver, especially during those moments when anxieties started to creep in. Honestly, Stephanie, thanks to you, the entire home buying experience became a breeze. We never felt overwhelmed or lost in the process, and you made sure everything stayed on track for a smooth and speedy closing. Looking back, I can't believe we closed in just two weeks! It would have been a completely different story without your expertise, guidance, and constant support. We truly appreciate everything you did for us, Stephanie. You're an amazing loan officer!

    Chase B.

    Maumee, OH, June 4th, 2024 11:34 AM

  • Review 4

    Source of Rating Icon

    Stephanie was always a phone call, email, or text message away . She was very knowledgeable and answered every question we had, which made our home buying process stress free from application to closing.

    Kendric D B.

    Perrysburg, OH, December 20th, 2024 11:41 AM

  • Review 5

    Source of Rating Icon

    She helped make sure everything was ready when it was time close. It made the process quick and easy for everyone.

    Alex H.

    Toledo, OH, July 21st, 2023 12:05 PM

  • Review 6

    Source of Rating Icon

    Always responded immediately with any questions/concerns and super knowledgeable. Would recommend to anyone shopping for mortgages.

    Austin A B.

    Toledo, OH, June 30th, 2023 12:11 PM

  • Review 7

    Source of Rating Icon

    She was on top of everything

    Louis P. R.

    Sherwood, OH, August 5th, 2023 02:00 PM

  • Review 8

    Source of Rating Icon

    Very attentive, went above and beyond! I definitely would recommend Stephanie to anyone 😊

    Haley R R.

    Toledo, OH, August 20th, 2023 03:16 PM

  • Review 9

    Source of Rating Icon

    The whole process was easy. Stephanie explained everything really well.

    Cristina V.

    Toledo, OH, May 16th, 2023 12:49 PM

See More

Why should you choose Ruoff?

65

Branches throughout
the US.

98.4%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

40

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at 419.304.8806 or message me below!

Download our !