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Whether you’re buying, selling, refinancing, or building your dream home, it’s important to have a team of experienced and knowledgeable people at your side. As a Senior Loan Officer, I have the knowledge and resources you need to stay current with market conditions and frequently changing mortgage programs. Ensuring that you make the right choice for you and your family is my ultimate goal.
I am a graduate of Indiana Wesleyan University and a member of the Gas City Chamber of Commerce. I have two wonderful daughters, three dogs, and love to travel. One day, I hope to visit Bora Bora and the Grand Canyon.
Ready to take the next step? I recommend getting pre-approved first, so you know and understand your budget before viewing homes. As always, you may contact me anytime by phone or email for personalized service and expert advice. I look forward to helping you achieve your homeownership dreams!
2022
2023
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2025
From finding your perfect home to moving in, we've got you covered.
Need a lower monthly payment, or want to get cash out? Learn more about your options.
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I have purchased several homes over the years, and every transaction seemed to come with unexpected delays, communication issues, or last-minute snags. Working with Skye was a completely different experience. From the very beginning, she was incredibly responsive, professional, and genuinely kind. She stayed on top of every detail, kept me informed throughout the entire process, and made everything feel seamless. Anytime I had a question or concern, she responded quickly and made sure I felt confident every step of the way. This was by far the smoothest home-buying experience I've had, and that's a direct reflection of Skye's dedication and exceptional customer service. I would highly recommend her to anyone looking for a knowledgeable, trustworthy, and caring loan officer.
Jamie L.Upland, IN, July 14th, 2026 11:11 AM
I was already super stressed bc of my situation. Skye made everything so easy and she put up w my multiple questions, sometimes the same questions, without skipping a beat. She is so friendly and knowledgeable. She made an already super stressed situation, stress-free! She made my home-buying experience EXCELLENT!
Jennefer R.Marion, IN, July 10th, 2026 02:56 PM
Communicated clearly, helped with a cosigner who was having trouble, they walked him right through instructions with patience.
Alicia R H.Marion, IN, July 9th, 2026 11:29 AM
Skye was amazing to work with! I will recommend her to everyone i know!
Stevi M E.Marion, IN, July 3rd, 2026 12:15 PM
Everything
James Phillip P.Fairmount, IN, June 27th, 2026 10:27 AM
Skye was excellent to work with! Prompt, friendly, professional, organized. Our closing took less than a half hour because so many documents were already signed in advance. Beyond impressed by the whole process.
Lindsey B.Upland, IN, June 26th, 2026 11:21 AM
Everything was perfect
Cruz H A.Marion, IN, June 17th, 2026 04:31 PM
Was very helpful 🙂
Kimberly A B.Gas City, IN, June 9th, 2026 07:54 PM
Skye did an awesome job ! Thank you very much !!
Ewell R.Marion, IN, May 11th, 2026 08:25 AM
Skye was very helpful and and answered all questions I had . She made this process Smooth for us .
Stephanie L K.Marion, IN, May 8th, 2026 11:01 AM
Skye was very good with communication for everything and she helped me through any questions or problems I had
Nolyn G B.Eaton, IN, May 1st, 2026 11:05 AM
Skye was very knowledgeable and helpful with the questions I asked her about the process. She kept me informed about what I needed to do and what the next steps would be. If i I had questions, Skye didn't hesitate to answer my questions. This process was so much easier with the help of the Ruoff team!! From the beginning to the end, I had no doubt that I made the right decision to go with Ruoff. I would highly recommend them to anyone!
Staci D D.Marion, IN, April 22nd, 2026 11:38 AM
Skye Stevens is very knowledgeable,easy to work with and she's on top of everything. Ruoff should be proud to have her, she's the best in the business!
Jeremy L H.Marion, IN, April 21st, 2026 11:13 AM
Branches throughout
the US.
Customer Satisfaction Score.*
Days or less average
clear-to-close.**
Years of helping
homeowners like you.
Milestones updating you throughout the process.
Minutes at the closing
table on average.
*Based on
2025
independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend.
All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender.
NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit:
http:
**
The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review,
and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender.
Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit:
http:
Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.