As a Senior Loan Officer with over 25 years of mortgage lending experience, I am proud to be affiliated with Ruoff Mortgage’s West Chester, Ohio branch while actively living and serving clients and Realtor partners in both Southwest Florida and the Greater Cincinnati/West Chester area.
I work closely with buyers, real estate agents, and builders in both markets, providing local insight, responsive communication, and personalized mortgage solutions. Backed by Ruoff Mortgage’s industry-leading resources, I deliver a smooth, efficient loan process and a wide range of competitive loan options.
Originally from the Greater Cincinnati area, I began my mortgage career in Fort Wayne, Indiana, and hold a Bachelor’s degree in Business Administration from St. Francis University. I am licensed in eight states: Ohio, Florida, Kentucky, Michigan, Illinois, Indiana, Tennessee, and Texas, allowing me to assist relocating buyers, second-home purchasers, and multi-state clients.
With extensive experience working with first-time homebuyers and new construction, I provide hands-on guidance and treat every loan as if it were my own. I look forward to earning your trust and serving your mortgage needs in Southwest Florida and the West Chester/Cincinnati region.
2020
2022
From finding your perfect home to moving in, we've got you covered.
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She answerd all my questions no matter what time of the day it was
Madison W.Batavia, OH, February 20th, 2026 11:02 AM
easy......
Matt S.Traverse City, MI, February 1st, 2026 03:02 PM
Good communication
Rachel N S.Florence, KY, January 22nd, 2026 02:46 PM
Sheri is the best in the business! Truly, she exemplifies professionalism and we could not have been happier working with her.
Marc A T.Covington, KY, January 8th, 2026 01:54 PM
Great experience!
Brian Matthew M.Cincinnati, OH, December 30th, 2025 11:07 AM
Sheri was great, very knowledgeable, very responsive and always available when I needed her.
Michael K T.West Chester, OH, December 23rd, 2025 02:50 PM
Sheri was truly a blessing. She went above and beyond for us. We are so thankful for the time she took to help us. We can't thank her enough! Highly recommend her to anyone in need of her services.
Larissa D L.Port Charlotte, FL, December 18th, 2025 07:33 AM
It was excellent and went very
Christian C W.West Chester, OH, December 8th, 2025 11:37 AM
Very quick and easy process
Katherine R W.West Chester, OH, December 5th, 2025 06:21 PM
Sheri was great to work with. look forward to dealing with her again in the future.
Ryan Christian T.Lawrenceburg, IN, December 6th, 2025 11:02 AM
Constant communications & alerts as to what was needed from for the loan process.
CHARLES A H.ESTERO, FL, November 18th, 2025 02:15 PM
Sheri is a fantastic person and made the whole loan process very easy. she was very informative and quick to respond to my questions and concerns. Everything went as planned and when I need snother another loan, I sill be teachung out to Sheri snd Ruoff Mortgage. Thank you Mike- a completely satisfied customer.
Michael D C.Fairfield, OH, September 17th, 2025 11:23 AM
The frequent communication regardimg progress/status was excellent.
Thomas P W.Hamilton, OH, September 6th, 2025 04:10 PM
Branches throughout
the US.
Customer Satisfaction Score.*
Days or less average
clear-to-close.**
Years of helping
homeowners like you.
Milestones updating you throughout the process.
Minutes at the closing
table on average.
*Based on
2025
independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend.
All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender.
NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit:
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**
The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review,
and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender.
Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit:
http:
Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.