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Picture of Samantha Conrad
Picture of Samantha Conrad

Hi, I'm Samantha!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

98.39% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm Samantha!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

98.39% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

I have worked in the real estate and mortgage industry for the last 15 years. I have held different positions during those years and that gives me a high level of experience in all areas of the entire home buying process.

My customer service philosophy is to be able to educate my clients and Realtor partners on all options that may be available to them so that they can choose what's right for them. I truly enjoy creating relationships that will last a whole lifetime.

Outside of the office, I enjoy reading, scrapbooking and spending time with my family. I also enjoy camping, scouting events and being involved with our church family, as well.

I choose to work at Ruoff Mortgage because I have found Ruoff's family owned business to honor the same values and long-term relationships that I build one on one with my clients.

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President's Club Member

President's club seal 2015
President's club seal 2016
President's club seal 2017
President's club seal 2018
President's club seal 2019
President's club seal 2020
President's club seal 2021
President's club seal 2022
President's club seal 2023

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you*

  • Samantha's communication was excellent! She explained things well and answered all my questions to help me understand things as a new home owner. From the day I looked at my house to the day I moved in was exactly four weeks! The process was faster than I expected but I am glad that I got into my new home so quickly. Thank you!

    Emily M, happy client
  • Samantha and Maria were very helpful and walked me through the process, especially as a first time home buyer.

    Martin M, happy client
  • Communication was very clear, timely, and honest. I appreciated the regular feedback and explanation of the options available to us.

    Jeannie E, happy client
  • Everything, and I mean everything, was simple, easy, convenient and efficient.

    PJ W, happy client
  • The amount of communication between Sam, myself and my husband was great. There were never any surprises when it came time to close.

    Amanda R, happy client
  • As first time homebuyers, we had a lot of anxiety and no idea what the process would be. Sam kept everything easy and step oriented so that we could focus our energy and not stress out about things.

    Emily B, happy client
  • Samantha did an excellent job of keeping me informed as to how the process was going. She was very personable, knowledgeable, and just fun to work with. I will refer all my friends and relatives to her at Ruoff. Thank you!

    Steven T, happy client
  • Samantha was very detail-oriented and always followed up in a timely manner and really contributed to us hitting our desired closing date

    Tyler R, happy client
  • Samantha was always there for me. She made me feel comfortable and could ask her anything. She always made herself available. She has the best personality. I honestly feel I wouldn't have this home without her.

    Lindsey R, happy client
  • Sam was not only an expert when it came to my needs but she also made the process stress-free and fast. I would recommend Sam to all my friends and family!

    Ryann H, happy client
  • The whole process was smooth and all the staff was professional and very helpful. We didn't think it would have been as easy as it was to complete.

    Donald M, happy client
  • The team worked very well together to be able to provide full service. They even sent me text messages when I was away from my computer. They were always very helpful.

    Nancy P, happy client
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Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

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I would love to hear from you!

Call me at 574.903.3242 or message me below!

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