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Ryan Vannatter | NMLS: 483109

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
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President's Club Member

President's club seal 2018
President's club seal 2019
President's club seal 2020
President's club seal 2021
President's club seal 2022
President's club seal 2023
President's club seal 2024
President's club seal 2025

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Review 1

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    Ryan was seriously amazing to work with. He took me in like I was his own and made the process super easy! This was our first time purchasing our a house so it was truly amazing to work with someone who supported us and answered all the questions we had even if they were basic ones! He always made sure to be there for us and I will forever be thankful for that. I couldn’t recommend Ryan enough. He truly is the best of the best!

    Callie R B.

    Muncie, IN, March 4th, 2024 07:47 PM

  • Review 2

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    Ryan was amazing! He was so helpful with us being first time homebuyers. He made sure we understood everything that was going on with the process from beginning to end! I would highly recommend him to anyone that is looking to buy a house!

    Anna R. R.

    Muncie, IN, February 12th, 2026 12:23 PM

  • Review 3

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    Ryan did amazing! Even when he was off on weekends he was answering questions if I sent any over, I was totally prepared and ready to close and I am loving my new house! Tysm Ryan!

    Robert A C.

    Muncie, IN, February 3rd, 2026 12:36 PM

  • Review 4

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    10/10! Ryan is awesome

    Morgan G.

    Muncie, IN, January 22nd, 2026 02:37 PM

  • Review 5

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    Ryan, always reassured me everything would work smoothly and in fact did. Ryan took care of my son's first house needs and also my soon to be ex-wife's refinance needs. Ryan is truly a class ac!

    Jeffrey R W.

    FARMLAND, IN, January 8th, 2026 07:40 AM

  • Review 6

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    It wa super simple and th loan officer was very efficient and through with his explanation of everything

    George M C.

    Albany, IN, December 31st, 2025 09:35 PM

  • Review 7

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    Communication and transparency

    Garrett Levi C.

    Muncie, IN, December 30th, 2025 03:28 PM

  • Review 8

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    Ryan worked with us for our first and second house. He has been doing amazing job in every process.

    Soyeon K.

    Muncie, IN, December 23rd, 2025 04:24 PM

  • Review 9

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    Everything went as expected. Updates were quick

    Brandon A W.

    Muncie, IN, December 22nd, 2025 04:37 PM

  • Review 10

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    We had a great experience working with Ryan. He was professional, responsive, and had our best interests in mind from start to finish.

    Andrew B.

    Yorktown, IN, December 17th, 2025 11:04 AM

  • Review 11

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    Ryan is the absolute best to work with and I strongly recommend anyone and everyone to go to him for your home buying needs

    Jesse Duane R.

    New Castle, IN, December 16th, 2025 11:19 AM

  • Review 12

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    Ryan's knowledge, communication, transparency and work ethic made this process very easy and enjoyable! Thank you, Ryan!

    William R L.

    Muncie, IN, December 9th, 2025 02:03 PM

  • Review 13

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    Ryan and the Ruoff team did an exceptional job, thank you.

    Kurt K.

    Muncie, IN, November 24th, 2025 11:51 AM

  • Review 14

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    Ryan was always quickly available for questions or concerns and was knowledgeable about the solution without a long wait. He was very open and honest and clear about what the process was like and we never felt lost or confused.

    Molly E B.

    Muncie, IN, November 24th, 2025 11:24 AM

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Why should you choose Ruoff?

66

Branches throughout
the US.

98.5%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

42

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2025 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

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Call me at 765.748.9790 or message me below!

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