I will work hard to help you achieve your homeownership goals.
I will work hard to help you achieve your homeownership goals.
I was born and raised in central Ohio, attended Ohio Northern University, and now I’m proud to be raising my young family here. I love central Ohio and love helping the people here find their first, next or dream home. I’m good at problem solving home loan problems that other lenders struggle to figure out.
Having been in real estate since I was a kid, my mortgage knowledge is tough to match. I got into the mortgage lending industry during the 2008 crash, and have helped over 3,700 dreamers fulfill their homeownership goals. As an elder millennial, I can speak the language of those just starting out and those in their golden years. It is important to me that I learn your story, so that I can make your home buying experience better by knowing what truly matters to you.
I enjoy working as a mortgage broker, and feeling productive and useful to the people around me. I really enjoy teaching Realtors in continuing education classes that give them additional skill to serve their clients at a higher level. Real estate provides a good living for my family, but my reward comes from helping as many families as possible, helping others around me grow, and bringing my best for my clients every single day.
2020
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I appreciate that Ryan was practically available 24/7. Whenever my family had questions, he would call us right away and walk us through the answer. Ryan is friendly, knowledgeable, and very realistic. There weren't any surprises in our experience, and my husband and I felt like we were really listened to. All of our questions were answered in a timely manner. Ryan took the time to really get to know us and what we wanted from buying our first-time home. His team worked quickly and had clear communication the entire time. We were able to close on our house in 14 days... from starting the lender process at the beginning of July, finding a house and putting in an offer in mid-July, and then closing on August 1st. Ryan's fast service was comforting and helpful. Thank you Ryan for your hard work and dedication to our family!
Hannah P B.Pataskala, OH, August 8th, 2023 05:09 PM
I felt that Ryan went above and beyond. He was always available and answered questions quickly, and just overall I felt like he really cared. I just felt that I could trust him, and that he was on our side.
Zachary J S.SUNBURY, OH, March 11th, 2024 11:06 AM
Ryan is an outstanding human - his attention to detail and willingness to answer questions and explain the process was greatly appreciated.
Kelly E K.Delaware, OH, November 11th, 2024 11:36 AM
Extremely helpful and walked me through everything, answered all the questions I had
Antonio G.Marion, OH, September 23rd, 2024 02:46 PM
Ryan Miracle is great. He went above and beyond to help me get my mortgage. We need more people like him and his team. I am not computer smart and he helped me through it all. I'm not good at checking email so he would text me to let me know if I had something. I don't do banking online and he went to the bank with me. I can't thank him or praise him enough. I will recommend your company to anyone who needs a mortgage. Thank you again for everything.
Peggy E.COLUMBUS, OH, September 4th, 2024 01:22 PM
Ryan was absolutely amazing throughout the whole process, checking in and keeping us informed, making sure we were comfortable with everything! We can't thank him enough for helping guide the way, and always with a smile! We will recommend him and Ruoff to everyone! Ryan is a true miracle!
Clayton J.Westerville, OH, July 23rd, 2024 11:11 AM
Ryan made our loan experience go very smooth & painless. As a first-time home buyer, I appreciate him for being straightforward & willing to answer all our questions.
jkgarmatColumbus, OH, August 5th, 2024 11:04 AM
Very helpful in explaining the process, and keeping us informed on financing for our new home and what to expect along the way.
Robert A B.Carroll, OH, August 8th, 2024 11:09 PM
Always reachable and kept me informed throughout the process
Curtis S.Powell, OH, August 19th, 2024 11:32 AM
Ryan was excellent to work with! Very knowledgeable, helpful, and timely with responses. Would highly recommend him!
Alethea L B.Columbus, OH, August 22nd, 2024 02:09 PM
This is the 5th house that I have bought and I can’t express enough how easy, quick, and painless that Ryan and the Ruoff team made this process. The video updates helped keep us informed and the Loan Butler app kept us updated every step of the way. I would recommend Ryan and Ruoff 10 out of 10 times.
Charles M.Westerville, OH, June 27th, 2023 02:17 PM
Ryan was extremely knowledgeable as well as patient with all of my questions. Feedback from buyer’s agent was that Ryan is a very good lender and he helped ensure I had as strong of offer as possible.
Lauren M M.Columbus, OH, August 7th, 2023 12:39 PM
I have nothing but absolutely glowing things to say about my entire experience with Ruoff. Ryan Miracle was just the best. As first-time homebuyers we had a lot of questions and anxiety and Ryan helped us feel heard, understood and a way more confident about the entire process. From day one he was always available to answer our questions and he was totally straightforward. We learned so much through working with him. I am also so grateful to Hunter Ambos for helping us keep all of our documents straight and to Allen Johnson for checking in on us throughout the process. I was also completely blow away by how quickly Ruoff got everything done! We couldn’t have asked for a better team of people to work with in securing our first home.
Laura K.Sunbury, OH, August 7th, 2023 05:33 PM
Ryan you were amazing thank you for all your help and speed in our home purchase.. Yourself and the Ruoff team are great and perfect. Thanks again.
David A R.Mount Sterling, OH, August 24th, 2023 05:51 PM
My experience was stress free and I was able to relax and know I was in good hands
Rebecca E B.Rushsylvania, OH, October 12th, 2023 10:19 AM
Branches throughout
the US.
Customer Satisfaction Score.*
Days or less average
clear-to-close.**
Years of helping
homeowners like you.
Milestones updating you throughout the process.
Minutes at the closing
table on average.
*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend.
All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender.
NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit:
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**
The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review,
and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender.
Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit:
http:
Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.