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Ryan Frantz

SVP | Area Manager

NMLS: 110316 | KY: MC423296 | OH: MLO.045624.000

The right home begins with the right person by your side. I'll be with you from pre-approval to the closing table.

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Ryan

98.66%

Customer Satisfaction Score.

Scotsman GuidePresident's Club

Awards

Proudly serving Colorado, Florida, Illinois, Indiana, Kentucky, Michigan, North Carolina, Ohio, South Carolina, Texas, Wisconsin

Meet our happy homeowners***

View All Testimonials

Allie M R.

Noblesville, IN, Mar 21, 2026, 7:39 PM

We had a fantastic experience with Ryan as our loan officer . He is great to work with and very knowledgeable about his work. This is our second time working with him and we will continue coming to him as well as recommending him!

Rachel A H.

Avon, IN, Mar 15, 2026, 4:13 PM

Ryan is the best Loan Officer! I would recommend him over and over again! I have used him with getting loans on a couple of the properties now, and he has always gone above and beyong for me. This most current Purchase, he texted, called, and communicated at all times of the day. He even was on vacation at one point, in another country and was still communicating with me on updates. He always takes his time to explain and answer all my questions, and made sure i was comfortable and understood everything I was signing and all the details of the process. He even took into consideration how the loan would adjust a year after closing so i would not be surprised down the road with anything. I know i can trust him, and his advice! He is the Best!!!

Nichole K.

Concord, NC, Jul 31, 2026, 3:27 PM

Ryan was so wonderful to work with. From the day we started until the day we closed, Ryan was engaged, thoughtful and knowledgeable. We could not have asked for a better experience!

Brendon D W.

Farina, IL, Jul 18, 2026, 6:47 PM

Super easy did all the work

Carvin E G.

Sheridan, IN, Jul 17, 2026, 7:21 PM

Communication

Timothy R K.

Westfield, IN, Jul 7, 2026, 5:49 PM

Ryan is top notch.

Wilson H M.

Olney, IL, Jun 30, 2026, 3:07 PM

Ryan was amazing throughout this whole process . I was nervous when we had to switch from the house we thought was for sure ours, but when things fell through Ryan didnt panic like I did and had us looking at new hosues immediately . He is the best and I would highly recommend him to anyone wanting to buy a home!!

Allie M R.

Noblesville, IN, Mar 21, 2026, 7:39 PM

We had a fantastic experience with Ryan as our loan officer . He is great to work with and very knowledgeable about his work. This is our second time working with him and we will continue coming to him as well as recommending him!

Rachel A H.

Avon, IN, Mar 15, 2026, 4:13 PM

Ryan is the best Loan Officer! I would recommend him over and over again! I have used him with getting loans on a couple of the properties now, and he has always gone above and beyong for me. This most current Purchase, he texted, called, and communicated at all times of the day. He even was on vacation at one point, in another country and was still communicating with me on updates. He always takes his time to explain and answer all my questions, and made sure i was comfortable and understood everything I was signing and all the details of the process. He even took into consideration how the loan would adjust a year after closing so i would not be surprised down the road with anything. I know i can trust him, and his advice! He is the Best!!!

Nichole K.

Concord, NC, Jul 31, 2026, 3:27 PM

Ryan was so wonderful to work with. From the day we started until the day we closed, Ryan was engaged, thoughtful and knowledgeable. We could not have asked for a better experience!

Brendon D W.

Farina, IL, Jul 18, 2026, 6:47 PM

Super easy did all the work

Carvin E G.

Sheridan, IN, Jul 17, 2026, 7:21 PM

Communication

Timothy R K.

Westfield, IN, Jul 7, 2026, 5:49 PM

Ryan is top notch.

Wilson H M.

Olney, IL, Jun 30, 2026, 3:07 PM

Ryan was amazing throughout this whole process . I was nervous when we had to switch from the house we thought was for sure ours, but when things fell through Ryan didnt panic like I did and had us looking at new hosues immediately . He is the best and I would highly recommend him to anyone wanting to buy a home!!

Jodi E.

Mccordsville, IN, Jun 12, 2026, 5:41 PM

Ryan made everything so simple and smooth. We love being able to upload and see everything in the online portal. It was easy to see what he needed from us in the to do list. He was amazing to work with!

Zachery R H.

Albion, IL, Jun 8, 2026, 3:06 PM

the easiness of the process

Brogan H M.

Yorktown, IN, Jun 7, 2026, 3:45 PM

Ryan was always very helpful and got back to us in a very timely manner no matter the day or time!

Alexandria P K.

Albion, IL, Jun 5, 2026, 3:05 PM

Ryan was amazing to work with! He took his time and explained every detail when i was confused! He reasured me when I needed it!

Bradley L B.

Rochester, IN, Jun 4, 2026, 1:04 AM

Ryans the best on the business and the process was smooth and easy!

Monica Ann E.

Noblesville, IN, May 27, 2026, 7:58 PM

Ryan has been a gem to work with. From quick response time, to patience with all our questions, he is incredibly knowledgable and a great resource and asset to the Ruoff team. We were glad to work with him again!

Bryan E W.

Fishers, IN, May 26, 2026, 8:20 PM

This is the second time I have used Ryan Frantz to handle my mortgage. He makes the process effortless and worry-free. He answers questions quickly and thoroughly, and has excellent follow-thru. I cannot recommend him enough.

Gary Lee E.

Noblesville, IN, May 23, 2026, 8:47 PM

Ryan's service level is above and beyond what we could ask for.

Jodi E.

Mccordsville, IN, Jun 12, 2026, 5:41 PM

Ryan made everything so simple and smooth. We love being able to upload and see everything in the online portal. It was easy to see what he needed from us in the to do list. He was amazing to work with!

Zachery R H.

Albion, IL, Jun 8, 2026, 3:06 PM

the easiness of the process

Brogan H M.

Yorktown, IN, Jun 7, 2026, 3:45 PM

Ryan was always very helpful and got back to us in a very timely manner no matter the day or time!

Alexandria P K.

Albion, IL, Jun 5, 2026, 3:05 PM

Ryan was amazing to work with! He took his time and explained every detail when i was confused! He reasured me when I needed it!

Bradley L B.

Rochester, IN, Jun 4, 2026, 1:04 AM

Ryans the best on the business and the process was smooth and easy!

Monica Ann E.

Noblesville, IN, May 27, 2026, 7:58 PM

Ryan has been a gem to work with. From quick response time, to patience with all our questions, he is incredibly knowledgable and a great resource and asset to the Ruoff team. We were glad to work with him again!

Bryan E W.

Fishers, IN, May 26, 2026, 8:20 PM

This is the second time I have used Ryan Frantz to handle my mortgage. He makes the process effortless and worry-free. He answers questions quickly and thoroughly, and has excellent follow-thru. I cannot recommend him enough.

Gary Lee E.

Noblesville, IN, May 23, 2026, 8:47 PM

Ryan's service level is above and beyond what we could ask for.

Calculate Based on Your Individual Needs


Purchase Calculator

Property Costs


Loan Details

Est. Monthly Payment

$770.00

Principal & Interest

$770.00

Property Taxes

$0.00

Home Insurance

$0.00

HOA Fees

$0.00

PMI

$0.00

Total Monthly

$770.00

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Ryan Frantz

A Bit About Me

I help homebuyers throughout the Midwest navigate their mortgage options with clarity and confidence. My wife Erika and daughters Lexie and Vivie are at the heart of why relationships matter so much to me—every client should feel they have a friend and a lifelong trusted professional guiding them through the process.

Drawing on 25+ years in lending after my baseball career at Indiana University, I joined Ruoff in 2012 and helped build our team of thirteen branches in Central Indiana. I combine practical expertise with insight and genuine care to match each client with the ideal loan program making the process straightforward with consistent communication. Contact me to get started today.

Awards & Achievements

Top Mortgage Lenders

Top Mortgage Lenders

The Scotsman Guide’s list of Top Mortgage Lenders, a ranking of the nation’s top-producing mortgage companies.

President's Club

President's Club

12x Winner

Awarded to loan officers who consistently exceed volume targets and deliver exceptional client satisfaction scores across all closed transactions.

Experience the Ruoff Advantage

We've worked hard to earn our A+ BBB rating, and we're committed to maintaining it. Our team puts your needs first and takes pride in guiding you through the mortgage process.

42

Years of helping homeowners like you

We are excited to announce that for the ninth year in a row we have made The Scotsman Guide’s list of Top Mortgage Lenders, a ranking of the nation’s top-producing mortgage companies. We are ranked #31 in Retail Units, #48 in Retail Volume, and #59 on the Overall Lender list.

15 DAY

Average Clear to Close**

Ruoff Mortgage has earned a top spot on Experience.com’s Top Performers list for the third year in a row, being recognized as a top 10 Mortgage Company in the Jumbo Division for customer satisfaction. This competition ranks loan officers and their organizations based on millions of customer reviews, survey completion rates, and star ratings submitted to the Experience.com platform.

98.5%

Customer satisfaction rating*

At Ruoff Mortgage, customer satisfaction is at the core of everything we do. We are the experts, so you don't have to be.*

Proudly serving Colorado, Florida, Illinois, Indiana, Kentucky, Michigan, North Carolina, Ohio, South Carolina, Texas, Wisconsin

Ryan Frantz

SVP | Area Manager

NMLS: 110316

KY: MC423296

OH: MLO.045624.000

My Operating Hours

Available 24/7

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Ruoff Mortgage Company, Inc. | NMLS ID: 141868

© 2026 Ruoff Mortgage Company, Inc. All rights reserved. Ruoff Mortgage is a registered trademark.

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******††Some restrictions apply.

Reviews and comments have been submitted by customers voluntarily, and are solely the views of such customers, and have been screened by Ruoff Mortgage Company, Inc. Terms were specific to customers’ specific qualifications and program availability and personal experiences may vary. Loan?decision is subject to satisfactory appraisal and title review and no change in financial condition. This is not an offer for extension of credit or a commitment to lend. Interest rate subject to change based on market condition and credit review.

The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender.

Based on 2025 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS#141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

Credit Score Range is for informational purposes only. Your credit will not be pulled by using the features of this calculator.

Some restrictions apply. Ask for details. This calculation and associated communications are provided to you for informational purposes only. This is not an offer for extension of credit or a commitment to lend. Please contact the Ruoff Mortgage team directly to learn more about its mortgage products and your eligibility for such products. Loan decision is subject to satisfactory appraisal and title review and no change in financial condition. Interest rate subject to change based on market condition and credit review. Mortgage insurance is required on mortgage loans with loan amounts greater than 80% of the home value. Loan options that include private mortgage insurance are reflected as a Borrower Paid Mortgage Insurance (BPMI) premium, the cost of which is added to the monthly principal and interest payment. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868. Equal Housing Lender. NMLS#141868.

Experience.com is a leading provider of Customer Experience Management Software, and this marks the tenth year of recognizing top mortgage professionals and companies that have shown exceptional customer service and performance over the past year.