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Picture of Peggy Alley
Picture of Peggy Alley

Hi, I'm Peggy!

VP | Branch Manager

I will work hard to help you achieve your homeownership goals.

98.03% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm Peggy!

VP | Branch Manager

I will work hard to help you achieve your homeownership goals.

98.03% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

I love helping people realize their dream of homeownership. That’s why I’ve been doing it for over 30 years. I understand how to successfully navigate the mortgage loan process to make it as smooth and stress free as possible. I can help you understand your mortgage options so you can choose the right loan for you. I will explain the process so you know what to expect and how to avoid complications. I recognize each client as an individual with unique needs. I invite you to use my knowledge and experience to assist you with your home financing needs. I am here for you. Let my experience work for you.

I grew up in Euclid, Ohio and have lived in Lake County since I married my high school sweetheart and we purchased the home his grandparents had built. We’ve raised our son here and this is our home. I love Northeast Ohio and all that it has to offer from riding our motorcycle on the rural roads to enjoying plays at Play House Square.

As a Branch Manager with Ruoff Mortgage I can assist you with all of your home mortgage needs. I have over 30 years experience in the mortgage industry, including sixteen years as a mortgage underwriter and sixteen years as a mortgage branch manager. Whether you are considering Conventional, FHA, FHA 203K, VA, USDA, USDA First Time Homebuyer or Reverse Mortgages, I have the knowledge and experience to assist you.

I can help you understand your mortgage options so you can choose the right loan for you. I will explain the process to you so you know what to expect and how to avoid complications. I am a firm believer in open communication and being easily assessable to all parties involved in a transaction.

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What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Review 1

    Source of Rating Icon

    Peggy was top notch in this environment and an absolute team player the entire experience. I have never purchased a home before and she answered every question with speed and sincerity like I was her only priority and that mattered to me more than all else. I will recommend peggy by name if any of my friends or family will be purchasing homes anytime in the future.

    Alec W.

    Youngstown, OH, November 6th, 2024 11:18 AM

  • Review 2

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    I really appreciated Peggy's availability for questions and guidanceShe is very knowledgeable and developed a good working relationship rapport. Peggy navigated the entire process. And. she knew what was needed at every step.

    Sharon F. B.

    South Euclid, OH, November 1st, 2024 08:30 AM

  • Review 3

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    Peggy was extremely accessible, friendly and knowledgeable. She made this an enjoyable, painless experience!

    Jennifer R.

    MENTOR, OH, October 10th, 2024 01:39 PM

  • Review 4

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    Peggy was great to work with and I really liked that "loan butler" website you guys utilized. Made things really easy and straight forward. Will be recommending Peggy and Ruoff to all my friends and family! Thanks Peggy!

    Brandon Z.

    Chesterland, OH, September 28th, 2024 08:34 AM

  • Review 5

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    Peggy Alley had gotten our loan done with quick efficiency and we always had great communication. She would respond to questions and emails quickly and thoroughly and was also able to get a lower rate than our previous quote. Highly recommend using her and Ruoff.

    Ashley Z.

    Chesterland, OH, September 26th, 2024 01:50 PM

  • Review 6

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    Ms. Alley, is extremely knowledgeable and provided us with sound advice. We've had her in the past and would recommend her to anyone I know looking for bank services. She is personable, extremely knowledge, efficient and hardworking. Thank you Peggy for all your help and guidance.

    Michael C.

    Willowick, OH, May 20th, 2024 06:39 PM

  • Review 7

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    Peggy was wonderful to work with and made this experience super easy! we appreciate her!

    Lauren M.

    Madison, OH, July 1st, 2024 12:20 PM

  • Review 8

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    Peggy was quick to respond to any questions I had. During my closing I had a family member pass and she really made the process as smooth as possible working with my realtor, which I greatly appreciated. And the loan butler site was very easy to navigate and get documents signed.

    Morgann R M.

    Madison, OH, May 17th, 2024 09:36 AM

  • Review 9

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    I really lived how she worked with us and she helped us during every single step. She worked professionally and she stayed with us the whole process. We are more than greatful with her and with what she has done for us.

    Merari R.

    Painesville, OH, February 18th, 2024 04:15 PM

  • Review 10

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    Everiting wad very professional

    Marcos Daniel M.

    Painesville, OH, February 16th, 2024 12:11 AM

  • Review 11

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    Peggy was incredible, especially in making sure we met our closing date despite it being so close. I don't know why we would ever chose another loan company other than Ruoff and we would use Peggy again in a heartbeat.

    Joshua A C.

    Mentor On The Lake, OH, December 30th, 2023 11:58 PM

  • Review 12

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    Our experience with Peggy Alley was a delightful one!

    Kyle J O.

    Mentor, OH, December 24th, 2023 09:32 PM

  • Review 13

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    Everything

    Phillip P L.

    Willowick, OH, December 10th, 2023 04:56 PM

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Why should you choose Ruoff?

65

Branches throughout
the US.

98.4%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

40

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

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Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

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I would love to hear from you!

Call me at 440.862.3668 or message me below!

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