Nick Staker
Senior Loan Officer
NMLS: 146802 | KY: MC902748 | OH: MLO-OH.146802
The right home begins with the right person by your side. I'll be with you from pre-approval to the closing table.
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97.49%
Customer Satisfaction Score.
Awards
19
Years of helping homeowners like you.
Proudly serving Indiana, Kentucky, Michigan, Ohio
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A Bit About Me
At Ruoff Mortgage, being a loan officer means being more than a lender. I’m your advocate, guide, and trusted partner during your homebuying journey. I take pride in educating clients, answering questions, and creating tailored strategies that fit their unique goals. From our first conversation to closing, I’m there every step of the way. As a loan officer with Ruoff Mortgage, I’m dedicated to delivering a premium home financing experience built on trust and transparency. Whether you're a first-time buyer or refinancing, I provide personalized loan solutions and expert insight to help you move forward with confidence. My goal is simple: to make homeownership feel achievable, informed, and stress-free.
Awards & Achievements
Top Mortgage Lenders
The Scotsman Guide’s list of Top Mortgage Lenders, a ranking of the nation’s top-producing mortgage companies.
President's Club
2x WinnerAwarded to loan officers who consistently exceed volume targets and deliver exceptional client satisfaction scores across all closed transactions.
Calculate Based on Your Individual Needs
Loans Designed to Meet Your Individual Needs
Personalized mortgage solutions that fit your unique needs, because we understand that one size doesn't fit all.
My Latest Blogs
How Much Down Payment Do You Really Need for a Home in Huntertown, Indiana
Oct 1, 2026
Buying a home in Huntertown, Indiana often starts with one big question: how much do you really need for the down payment for a home Huntertown, Indiana buyers should plan for? The answer depends on the loan type, your financial picture, and programs available in our area. Many buyers are surprised to learn that the traditional 20 percent figure is not the only path forward.
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First Time Home Buyer Fort Wayne, Indiana: How to Survive Your Home Inspection Without Needing Thera
Oct 1, 2026
Buying your first home in Fort Wayne, Indiana feels a bit like adopting a rescue dog—you’re excited, but you really want to know what you’re getting into before the papers are signed. A home inspection is that thorough once-over that reveals whether your dream house has hidden quirks or full-blown drama. For first time home buyer Fort Wayne, Indiana shoppers, this step can turn potential disasters into manageable surprises.
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Rent vs Buy in 2026: Crunching the Numbers on Mortgage Rates in Fort Wayne
Aug 28, 2026
Mortgage rates have shifted recently, and that single fact has turned the rent-versus-buy conversation into a full-blown Fort Wayne debate. Whether you’re eyeing a bungalow near the Three Rivers or a newer build on the southwest side, the math matters more than ever. The good news? You don’t need a finance degree or a crystal ball—just a clear head and a willingness to laugh at the ridiculous parts.
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Experience the Ruoff Advantage
At Ruoff Mortgage, customer satisfaction is at the core of everything we do. We are the experts, so you don't have to be.*