Nick Staker
Senior Loan Officer
NMLS: 146802 | KY: MC902748 | OH: MLO-OH.146802
The right home begins with the right person by your side. I'll be with you from pre-approval to the closing table.
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97.49%
Customer Satisfaction Score.
Awards
19
Years of helping homeowners like you.
Proudly serving Indiana, Kentucky, Michigan, Ohio
Meet our happy homeowners***
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A Bit About Me
At Ruoff Mortgage, being a loan officer means being more than a lender. I’m your advocate, guide, and trusted partner during your homebuying journey. I take pride in educating clients, answering questions, and creating tailored strategies that fit their unique goals. From our first conversation to closing, I’m there every step of the way. As a loan officer with Ruoff Mortgage, I’m dedicated to delivering a premium home financing experience built on trust and transparency. Whether you're a first-time buyer or refinancing, I provide personalized loan solutions and expert insight to help you move forward with confidence. My goal is simple: to make homeownership feel achievable, informed, and stress-free.
Awards & Achievements
Top Mortgage Lenders
The Scotsman Guide’s list of Top Mortgage Lenders, a ranking of the nation’s top-producing mortgage companies.
President's Club
2x WinnerAwarded to loan officers who consistently exceed volume targets and deliver exceptional client satisfaction scores across all closed transactions.
Calculate Based on Your Individual Needs
Loans Designed to Meet Your Individual Needs
Personalized mortgage solutions that fit your unique needs, because we understand that one size doesn't fit all.
My Latest Blogs
How to Win When Buying in a Competitive Market Huntertown, Indiana Without Overpaying
Oct 23, 2026
Huntertown, Indiana continues to attract buyers who value its convenient location and strong community feel. When inventory stays low and multiple offers arrive on well-priced homes, it can feel tough to compete without stretching your budget too far. The good news is that smart preparation and the right local guidance let you stay in control.
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HOA Fees Fort Wayne, Indiana: The Good, The Bad, and the “Wait, What Did I Just Agree To?”
Oct 20, 2026
Buying a home in Fort Wayne often comes with an extra line item on the monthly budget that catches many buyers off guard: HOA fees. These fees Fort Wayne, Indiana homeowners pay to neighborhood associations can range from helpful to head-scratching, depending on what you’re getting and what the fine print actually says. Understanding them upfront saves both money and surprise headaches later.
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Closing Costs Explained: What First-Time Home Buyers in Fort Wayne, Indiana Should Budget
Oct 17, 2026
Buying your first home in Fort Wayne, Indiana brings plenty of excitement, but the final steps before you get the keys can feel overwhelming. As a first time home buyer Fort Wayne, Indiana, one area that often surprises people is closing costs. These are the fees and expenses paid at the end of the transaction, and planning for them ahead of time helps keep everything on track.
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Experience the Ruoff Advantage
At Ruoff Mortgage, customer satisfaction is at the core of everything we do. We are the experts, so you don't have to be.*