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Picture of Nick Lightfoot
Picture of Nick Lightfoot

Hi, I'm Nick!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.24% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm Nick!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.24% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

I have been a Loan Officer for 5 years, and loves interacting with his customers and removing some of the anxiety and misconceptions that surround homebuying. I love working at Ruoff because of the quality of people that I work with, the efficiency of how we work, and the commitment to supporting one another.

When I'm not originating loans, I enjoy spending time with my kids, golfing, playing guitar and traveling. I also love hockey, and have been a coach for 15 years at youth, high school and collegiate levels. As an IU Alumni, the diversity and interesting people are why I enjoy being part of the Bloomington community.

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President's Club Member

President's club seal 2020

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Why should you choose Ruoff?

71

Branches throughout
the US.

98.4%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

40

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

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I would love to hear from you!

Call me at 812.345.4504 or message me below!

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