I will work hard to help you achieve your homeownership goals.
I will work hard to help you achieve your homeownership goals.
With over 11 years of experience in the mortgage industry, I specialize in helping clients navigate the complexities of the home buying and refinancing process. Whether you're securing your dream home or looking to save through refinancing, my goal is to make the mortgage experience smooth and stress-free. I believe in educating my clients, offering personalized advice to improve their financial standing, and making informed decisions. I take pride in finding the right mortgage product for each unique situation, including conventional, FHA, and VA loans. When I'm not working, I enjoy running, spending time outdoors with my family and dogs, and challenging myself with new goals—like running a marathon!
From finding your perfect home to moving in, we've got you covered.
Need a lower monthly payment, or want to get cash out? Learn more about your options.
Get your house on the market, and look for your next home!
Helpful got back with us within minutes. This was a wonderful experience. Thank you so much.
Cassie R S.Bronson, MI, December 20th, 2024 02:09 PM
As first time home buyers Nella provided everything we needed to best understand the process. Her communication skills were spot on and always very quick answering all our questions. Nella most importantly helped us get rid of nerves and guide us into finally purchasing our first home.
Steven J R.Coldwater, MI, November 27th, 2024 11:23 AM
The communication was very excellent.Thank you
askyfullofstarsColdwater, MI, November 23rd, 2024 06:47 AM
Nella was amazing to work with. You can tell that this is more than a job for her. She was very knowledgeable, super responsive, and went above and beyond to make sure that we were comfortable and understanding during every process. 100% Nella Butchbaker and Ruoff Mortgage going forward.
Garrett B.Union City, MI, October 31st, 2024 11:03 AM
Your loan officer was just amazing and did such a wonderful job.
Zachary S.Bronson, MI, October 14th, 2024 11:25 AM
Nella was so attentive and knowledgeable. She answered our questions before we even asked them. She was so kind and helpful through the entire process. She laid everything out during the process to make it easy and manageable with our busy schedules and never left us feeling like she wasn’t there. During the stressful times, she helped us power through and get the best deal we could. I will never be able to work with anyone else after Nella, she’s got us as clients for life!
Ashley R.Union City, MI, October 14th, 2024 11:15 AM
Branches throughout
the US.
Customer Satisfaction Score.*
Days or less average
clear-to-close.**
Years of helping
homeowners like you.
Milestones updating you throughout the process.
Minutes at the closing
table on average.
*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend.
All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender.
NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit:
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**
The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review,
and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender.
Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit:
http:
Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.