High Contrast:
Get Started
Picture of Mary Karabatak
Picture of Mary Karabatak

Hi, I'm Mary!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.53% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm Mary!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.53% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
Get Started

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Review 1

    Source of Rating Icon

    Mary is fabulous- working with her was fun and we felt like we had an advocate working with us. She spent a generous amount of time answering our questions and coaching us at our initial meeting. We would highly recommend her to anyone looking for a home loan!

    DANIEL G L.

    Schererville, IN, June 9th, 2024 07:14 PM

  • Review 2

    Source of Rating Icon

    Mary was amazing to work with. She answered all of our questions and cleared up any confusion we had. Thank you so much for your help Mary!

    Brooke Anne G.

    Crown Point, IN, November 11th, 2024 11:22 AM

  • Review 3

    Source of Rating Icon

    Everything we asked Mary had the answer We never worried about anything Mary was quick to respond to any questions we had Thanks for everything

    Michael A B.

    Munster, IN, November 1st, 2024 05:54 PM

  • Review 4

    Source of Rating Icon

    All of my questions were answered immediately and the lian process was very smooth simple.

    Richard M.

    Cedar Lake, IN, October 31st, 2024 04:07 PM

  • Review 5

    Source of Rating Icon

    Easy-friendly-kept us informed

    Susan C B.

    Munster, IN, October 31st, 2024 12:31 PM

  • Review 6

    Source of Rating Icon

    Mary was wonderful to work with

    Paul K.

    Munster, IN, October 4th, 2024 09:44 PM

  • Review 7

    Source of Rating Icon

    Fast and speedy service

    Steven M D.

    Hammond, IN, July 13th, 2024 06:34 PM

  • Review 8

    Source of Rating Icon

    Communication was easy and frequent. Mary was awesome and I always felt like I knew exactly where things stood as far as progress and documentation.

    Brandon V.

    Munster, IN, July 8th, 2024 11:04 AM

  • Review 9

    Source of Rating Icon

    Mary was so helpful at every single step. She made sure we understood everything and was extremely prompt and thorough when answering questions. I would not hesitate to recommend her to anyone buying a home.

    Natalie V.

    Munster, IN, July 7th, 2024 05:26 PM

  • Review 10

    Source of Rating Icon

    Mary was awesome!

    Zachary Taylor L.

    La Porte, IN, June 27th, 2024 03:51 PM

  • Review 11

    Source of Rating Icon

    Ms Mary's professionalism.

    Jonathan W.

    Medaryville, IN, June 9th, 2024 11:35 AM

  • Review 12

    Source of Rating Icon

    Mary was just so on it! She made sure I was calm and had everything I needed. It was very clear at both of my closings that Mary had it all together because the other homeowners both had issues that I didn’t because of the work Mary did! Also, I would like to mention how wonderful Cindy was! She came in on her day off to ensure my closing went as smoothly as possible!

    Ruthanne Z.

    Highland, IN, May 30th, 2024 10:02 AM

  • Review 13

    Source of Rating Icon

    Mary made our experience in this modern age of purchasing a home an amazing experience. As seniors, she was amazing in guiding us. We are grateful to Mary and everyone that help us with our new home. "To be honest treated us like family" Sincerely, Frank & Margarita Kaminski

    Frank E K.

    Highland, IN, May 27th, 2024 12:19 PM

  • Review 14

    Source of Rating Icon

    Very kind and courteous and on point with the process

    Dan E M.

    Dyer, IN, May 18th, 2024 12:17 PM

See More

Why should you choose Ruoff?

66

Branches throughout
the US.

98.4%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

40

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at 219.789.9045 or message me below!

Download our !