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What is your goal?


When are you
looking to buy?

How is your credit score?

Where are you
looking to buy?

$150 - 175k
18 - 21%
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Your next step is to complete a full application.

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reaching out!
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What are your refinance goals?

Where are you currently living?

$75 - 100k
$150 - 175k
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Picture of Lori Hiscock
Picture of Lori Hiscock

Hi, I'm Lori!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

98.20% Customer Satisfaction Rating
Scotsman Guide Top Originator Award Scotsman Guide Top Women Originator Award

Hi, I'm Lori!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

98.20% Customer Satisfaction Rating
Scotsman Guide Top Originator Award Scotsman Guide Top Women Originator Award

Let me help you get pre-approved today!

I started my lending career in 1995 after obtaining my bachelor's degree in Finance from Western Michigan University. Since that time, I have become one of the top mortgage lenders in Michiana, having assisted hundreds of home buyers with selecting the mortgage that best fits their needs.

Based on my solid reputation for excellence, I was honored by my peers and elected as the President of the Mortgage Banker's Association in 2006 and 2007. I have also served my industry by working on the board for the Women's Council of Realtors and on committees for the St. Joseph County Realtors Association.

While I have a true passion for exceeding customer's expectations, I have never lost sight of what really matters to my husband of 25 years and my three treasured children, aged 18, 20, and 22.

When it comes to financing one of the largest assets of your life, working with a committed professional makes all the difference. I have the experience, knowledge, and passion to provide you with a smooth and enjoyable financing experience.


Get Started

President's Club Member

President's club seal 2014
President's club seal 2015
President's club seal 2016
President's club seal 2017
President's club seal 2018
President's club seal 2019
President's club seal 2020
President's club seal 2021
President's club seal 2022

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Lori offered outstanding service, she made sure I knew she was always available for any questions and made the application process so easy for me. I applied to several mortgage companies, but it was because of Lori that I chose Ruoff. Because of how easy she made it and I knew she would be available if I had any questions. Also- the fact that I had the option to do everything online was incredibly helpful, with my insane work schedule finding time to make it to an office or sit on the phone is nearly impossible.

    Alayna R, happy client
  • From the time I submitted a preapproval application, until the day of closing, Lori was friendly, professional, and extremely helpful! Any time I had a question Lori was always available to provide an answer. I will not hesitate to recommend anyone looking to purchase a home to visit Lori.

    Nicole B, happy client
  • The communication and timeliness from Lori were outstanding. I cannot rave enough about her responsiveness! As a first time home buyer, Lori made the process very easy to understand and smooth for us. She really went above and beyond to help us with a process that is often deemed stressful or complicated. We are so pleased!

    Tara S, happy client
  • Lori was extremely friendly, professional, and attentive. I am a first time homeowner (read: clueless) and had a million questions, sometimes asked several times. Lori patiently and thoroughly answered all of my questions. I felt supported and respected through every step of the process, even when I freaked out. When I finally reached closing, it felt like being with family.

    Lisa S, happy client
  • Lori was amazing! She got back to me quickly and always had the answers to my many questions. She made first time home buying much easier than I ever thought it could be!

    Emily D, happy client
  • Lori was flat out amazing! I've worked in sales for 5 years now and we truly value our customer service, and Lori was recommended to me and she still exceeded my expectation. I can't say enough good things about Lori, but I will sure as hell try.

    Tyler O, happy client
  • Lori was extremely responsive and had great attention to detail. She was very personable and explained things in a way that was easy to understand. She was great overall!

    Stacie H, happy client
  • Lori really made buying my first home amazing she and her team were even able to get to closing sooner than expected! It was a wonderful experience and I look forward to recommending Ruoff whenever someone I know is interested in buying a home!

    Michelle C, happy client
  • Lori was amazing. She made my first time buying a house stress free. She always answered questions in a timely manner. She never made you feel like your questions were dumb. Everything from start to finish was a breeze. I would recommend her to everyone.

    Laura S, happy client
  • Lori was amazing. I am a first time home buyer with a LOT of questions and she never seemed impatient with me or made me feel like I was asking ridiculous questions. Even though I know she has other clients, I never felt I didn't get enough of her time or attention. She was very quick to respond and address all of my questions and concerns. I definitely had a great experience and would highly recommend both Lori and the company.

    Christina H, happy client
  • Lori was wonderful. She was always there to answer our questions, and as first-time home buyers, we had a lot of them! She explained so many complicated processes easily and patiently and helped us feel confident in our decisions.

    Caitlin O, happy client
  • Lori is absolutely amazing! She moved things along faster than I ever thought possible! It's easy to see that she loves her job and truly cares about her clients.

    Brooke K, happy client
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Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at 574.707.0196 or message me below!

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